Berkshire Hathaway Travel Protection ExactCare
ExactCare® from Berkshire Hathaway Travel Protection offers a higher level of coverage than the ExactCare® Value plan. It includes excellent comprehensive benefits such as trip cancellation, trip interruption, baggage protection, travel delay, emergency medical, and emergency medical evacuation. ExactCare’s many covered reasons for trip cancellation and trip interruption are detailed in the state-specific policy.
Other additional benefits are included if you purchase the plan within 15 days of first trip payment such as pre-existing condition waiver and financial default coverage (for trip cancellation and trip interruption).
Coverage may vary by state.
Coverages and Plan Info
The Berkshire Hathaway Travel Protection ExtraCare plan is a comprehensive travel insurance plan. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.
Plan Summary
Plan details are for general information only. Coverage may vary by state.
| Trip Cancellation | Trip Cost Cancel for Work Reasons |
| Trip Interruption | Trip Cost + 50% |
| Baggage Loss | $1,000 $500 for first item $250 per each additional item $500 combined max for specified items |
| Baggage Delay | 24+ hours $200 max |
| Medical Limit | $25,000 |
| Pre-Existing Condition Waiver | If insurance purchased within 15 days of Initial Trip Payment and certain conditions are met. Available up to a maximum of the first $30,000 of Trip Cost per person. |
| Pre-Existing Condition Lookback Period | 180 days |
| Medical Evacuation | $500,000 |
Plan Info
Plan details are for general information only. Coverage may vary by state.
| Plan Type | Comprehensive |
| Refund Policy | 15 Day Review Period |
| Available to | U.S. Residents |
| AM Best Rating | A++ |
Trip Protection
Plan details are for general information only. Coverage may vary by state.
| Trip Cancellation | Trip Cost Cancel for Work Reasons |
| Trip Interruption | Trip Cost + 50% |
| Financial Default | 14 Day Wait, if purchased within 15 days of Initial Trip Payment |
| Terrorism in Itinerary City | Foreign and U.S. Domestic |
| Interrupt for Any Reason | – |
| Cancel for Any Reason | – |
| Baggage Loss | $1,000 $500 for first item $250 per each additional item $500 combined max. for specified items |
| Baggage Delay | 24+ hours $200 max |
| Travel Delay | 5+ hours $200/day $1,000 max |
| Vacation Rental Damage | – |
Medical
Plan details are for general information only. Coverage may vary by state.
| Medical Limit | $25,000 |
| Dental | $500 included in Medical |
Pre-Existing Conditions
Plan details are for general information only. Coverage may vary by state.
| Waiver | If insurance purchased within 15 days of Initial Trip Payment and certain conditions are met. Available up to a maximum of the first $30,000 of Trip Cost per person. |
| Lookback Period | 180 days |
Accidental Death
Plan details are for general information only. Coverage may vary by state.
| 24-Hr Full Coverage | $10,000 |
| Common Carrier | – |
| Flight Only | – |
Evacuation
Plan details are for general information only. Coverage may vary by state.
| Medical Evacuation | $500,000 |
Additional Benefits
Plan details are for general information only. Coverage may vary by state.
| 24-Hour Emergency Assistance | Call for Details |
| Rental Car | $35,000 (+100 ded.) (optional) |
| Optional Coverages | – |
| Notes | Included Benefits: Missed Connection |
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