AXA Assistance USA Platinum
The AXA Assistance USA Platinum plan is everything the Gold is – and a little bit more. While you have all the standard comprehensive benefits you’d expect, such as trip cancellation, baggage protection, and trip delay; you also have optional add-ons such as Cancel for Any Reason and rental car collision protection. You will have to check with your rental car company to see if they will accept this type of insurance before adding it on to your plan.
For the athletic travelers, this plan includes coverage for lost golf rounds, lost skier days, and sports equipment rental. Details about these coverages can be found in the full plan certificate. The AXA Assistance USA Platinum plan also includes natural disaster or man-made disaster coverage that provides possible reimbursement if your primary residence or accommodations at your destination becomes uninhabitable and bankruptcy coverage for the financial default of your travel suppliers.
Like the other AXA plans, the Platinum includes Travel Assistance Services, which include Medical Repatriation and Political and Security Emergency Evacuation. AXA also includes their “White-Glove” Concierge Services which contains services such as, restaurant and hotel referrals and reservations, Entertainment information and ticketing, golf course information for referrals and tee times, luxury rental information, and so much more.
Coverages and Plan Info
The AXA Assistance USA Platinum plan is everything the Gold is – and a little bit more. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.
Plan Summary
Plan details are for general information only.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Baggage Loss | $3,000 |
| Baggage Delay | 12+ hours $600 max |
| Medical Limit | $250,000 |
| Pre-Existing Condition Waiver | If insurance purchased within 14 days of Initial Trip Payment and certain conditions are met |
| Pre-Existing Condition Lookback Period | 60 days |
| Medical Evacuation | $1,000,000 Repatriation of Remains $1,000,000 |
Plan Info
Protect your trip with cancellation, interruption, delay and medical benefits.
| Plan Type | Comprehensive |
| Refund Policy | 10 Day Review Period |
| Available to | U.S. Residents |
| AM Best Rating | A+ |
Trip Protection
Protect your trip with cancellation, interruption, delay and medical benefits.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Financial Default | 10 Day Wait |
| Terrorism in Itinerary City | Foreign and U.S. Domestic |
| Interrupt for Any Reason | – |
| Cancel for Any Reason | 75% of non-refundable trip cost (requires purchase within 14 days of Initial Trip Payment and certian conditions are met) |
| Baggage Loss | $3,000 |
| Baggage Delay | 12+ hours $600 max |
| Travel Delay | 12+ hours $300/day $1,250 max |
| Vacation Rental Damage | – |
Medical
Protect your trip with cancellation, interruption, delay and medical benefits.
| Medical Limit | $250,000 |
| Dental | $5,000 included in Medical |
Pre-Existing Conditions
Protect your trip with cancellation, interruption, delay and medical benefits.
| Waiver | If insurance purchased within 14 days of Initial Trip Payment and certain conditions are met |
| Lookback Period | 60 days |
Accidental Death
Protect your trip with cancellation, interruption, delay and medical benefits.
| 24-Hr Full Coverage | $50,000 |
| Common Carrier | Included in Accidental Death 24-Hour |
| Flight Only | $100,000 |
Evacuation
Protect your trip with cancellation, interruption, delay and medical benefits.
| Medical Evacuation | $1,000,000 Repatriation of Remains $1,000,000 |
Additional Benefits
Protect your trip with cancellation, interruption, delay and medical benefits.
| 24-Hour Emergency Assistance | Call for Details |
| Rental Car | $50,000 (optional) |
| Optional Coverages | – |
| Notes | Included Benefits: Cancel for Work Reasons Concierge Service Missed Connection Identity Theft Services Non-Medical Evacuation $100,000 Kennel Benefit Lost Skier Days – $125 Lost Golf Rounds – $500 Sports Equipment Rental – $1,000 |
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