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John Hancock Insurance Agency, Inc. Silver

The John Hancock Silver Plan is designed for both Domestic and International travel coverage. There are valuable benefits you may need before and during your trip when your travel plans could change due to unexpected delays or interruptions. This plan includes a wide range of coverages including trip cancellation, trip interruption and trip delay, plus primary accident or sickness medical coverage. There are no deductibles on claims and you can customize a personal plan by adding optional coverages including Trip Cancellation for Any Reason, rental car coverage and increased Common Carrier Accidental Death and Dismemberment limits.

If you are taking a cruise or a well-planned vacation, the John Hancock Silver travel insurance plan is a good insurance option to include in your travel plans. If your trip is delayed en route to or from your destination for 3 hours or more, the Silver plan includes benefits to help with unexpected out-of-pocket arrangements. Covered reasons include inclement weather, sickness of you or a family member, or airport closures are a few of the many covered occurrences. Baggage delay or loss is covered with some benefits starting after just 12 hours of checked luggage being delayed. Multilingual assistance is available 24/7 in case you need help during your trip or even assistance with arrangements to return home due to an emergency. Please refer to the policy for all the benefits, terms and conditions.

Coverages and Plan Info

The John Hancock Silver Plan is designed for both Domestic and International travel coverage. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Trip CancellationTrip Cost
Trip InterruptionTrip Cost + 50%
Baggage Loss$1,000
$250 Per Article Limit
Baggage Delay12+ hours
$500 max
Medical Limit$100,000
Pre-Existing Condition WaiverIf insurance purchased within 14 days of Initial Trip Payment and certain conditions are met.
Pre-Existing Condition Lookback Period60 days
Medical Evacuation$500,000

Plan Info

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Plan TypeComprehensive
Refund Policy14 Day Review Period
Available toU.S. Residents
AM Best RatingA

Trip Protection

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Trip CancellationTrip Cost
Trip InterruptionTrip Cost + 50%
Financial Default14 Day Wait, if purchased within 14 days of Initial Trip Payment
Terrorism in Itinerary CityForeign and U.S. Domestic
Interrupt for Any Reason
Cancel for Any Reason75% of non-refundable trip cost (requires purchase within 21 days of Initial Trip Payment and certain conditions are met) (optional)
Baggage Loss$1,000
$250 Per Article Limit
Baggage Delay12+ hours
$500 max
Travel Delay3+ hours
$150/day
$750 max
(secondary)
Vacation Rental Damage

Medical

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Limit$100,000
Dental$750 included in Medical

Pre-Existing Conditions

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

WaiverIf insurance purchased within 14 days of Initial Trip Payment and certain conditions are met.
Lookback Period60 days

Accidental Death

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Full Coverage$100,000
Common CarrierIncluded in Accidental Death 24-Hour
Flight Only$0 (optional)
$300,000 (optional)
$500,000 (optional)

Evacuation

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Evacuation$500,000

Additional Benefits

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Emergency AssistanceCall for Details
Rental Car$50,000 (secondary) (optional)
Optional Coverages
NotesIncluded Benefits

Itinerary Change

Missed Connection (secondary)

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