John Hancock Insurance Agency, Inc. Bronze
The Bronze plan is the most economical policy offered by John Hancock Insurance Agency. It includes basic limits of coverage for standard comprehensive benefits like trip cancellation, trip interruption, travel delay, baggage, and emergency medical coverage.
This plan allows you to insure trip costs up to $10,000 per person, making it ideal for insuring smaller, less expensive trips. If you would like to protect your travel investment from unexpected trip cancellation or trip interruption, this plan offers coverage if you have to cancel your trip prior to departure (for a covered reason) or if you have to return home in the middle of your trip, due to a covered reason.
The John Hancock Bronze plan covers typical reasons for cancellation and interruption such as:
- Unforeseen illness, injury or death
- Adverse weather or Natural Disaster resulting in the obstruction of public roadways or curtailment of public transportation, that prevents Your ability to arrive at Your Land/Sea Arrangements.
- Natural Disaster or documented man-made disaster at the point of departure or Your destination that renders Your primary residence or the accommodations at Your destination uninhabitable.
For a full list of covered perils, please see the full details of the quoted plan.
If you are looking for a plan that is more robust in coverage, specifically the medical and evacuation benefits, you may want to look at the Silver and Gold plans offered by John Hancock Insurance Agency.
Coverages and Plan Info
The Bronze plan is the most economical policy offered by John Hancock Insurance Agency. It includes basic limits of coverage for standard comprehensive benefits like trip cancellation, trip interruption, travel delay, baggage, and emergency medical coverage. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.
Plan Summary
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
Trip Cancellation | Trip Cost |
Trip Interruption | Trip Cost + 25% |
Baggage Loss | $750 $250 Per Article Limit |
Baggage Delay | 12+ hours $250 max |
Medical Limit | $50,000 |
Pre-Existing Condition Waiver | If insurance purchased within 14 days of Initial Trip Payment and certain conditions are met. |
Pre-Existing Condition Lookback Period | 60 days |
Medical Evacuation | $250,000 |
Plan Info
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
Plan Type | Comprehensive |
Refund Policy | 14 Day Review Period |
Available to | U.S. Residents |
AM Best Rating | A |
Trip Protection
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
Trip Cancellation | Trip Cost |
Trip Interruption | Trip Cost + 25% |
Financial Default | 14 Day Wait, if purchased within 14 days of Initial Trip Payment |
Terrorism in Itinerary City | Foreign and U.S. Domestic |
Interrupt for Any Reason | – |
Cancel for Any Reason | 75% of non-refundable trip cost (requires purchase within 21 days of Initial Trip Payment and certain conditions are met) (optional) |
Baggage Loss | $750 $250 Per Article Limit |
Baggage Delay | 12+ hours $250 max |
Travel Delay | 6+ hours $150/day $500 max (secondary) |
Vacation Rental Damage | – |
Medical
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
Medical Limit | $50,000 |
Dental | $750 included in Medical |
Pre-Existing Conditions
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
Waiver | If insurance purchased within 14 days of Initial Trip Payment and certain conditions are met. |
Lookback Period | 60 days |
Accidental Death
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
24-Hour Full Coverage | $25,000 |
Common Carrier | Included in Accidental Death 24-Hour |
Flight Only | $0 (optional) $300,000 (optional) $500,000 (optional) |
Evacuation
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
Medical Evacuation | $250,000 |
Additional Benefits
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
24-Hour Emergency Assistance | Call for Details |
Rental Car | $50,000 (secondary) (optional) |
Optional Coverages | – |
Notes | Included Benefits Itinerary Change Missed Connection |