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John Hancock Insurance Agency, Inc. Bronze

The Bronze plan is the most economical policy offered by John Hancock Insurance Agency. It includes basic limits of coverage for standard comprehensive benefits like trip cancellation, trip interruption, travel delay, baggage, and emergency medical coverage.

This plan allows you to insure trip costs up to $10,000 per person, making it ideal for insuring smaller, less expensive trips. If you would like to protect your travel investment from unexpected trip cancellation or trip interruption, this plan offers coverage if you have to cancel your trip prior to departure (for a covered reason) or if you have to return home in the middle of your trip, due to a covered reason.

The John Hancock Bronze plan covers typical reasons for cancellation and interruption such as:

  • Unforeseen illness, injury or death
  • Adverse weather or Natural Disaster resulting in the obstruction of public roadways or curtailment of public transportation, that prevents Your ability to arrive at Your Land/Sea Arrangements.
  • Natural Disaster or documented man-made disaster at the point of departure or Your destination that renders Your primary residence or the accommodations at Your destination uninhabitable.

For a full list of covered perils, please see the full details of the quoted plan.

If you are looking for a plan that is more robust in coverage, specifically the medical and evacuation benefits, you may want to look at the Silver and Gold plans offered by John Hancock Insurance Agency.

Coverages and Plan Info

The Bronze plan is the most economical policy offered by John Hancock Insurance Agency. It includes basic limits of coverage for standard comprehensive benefits like trip cancellation, trip interruption, travel delay, baggage, and emergency medical coverage. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.

Plan Summary

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Trip CancellationTrip Cost
Trip InterruptionTrip Cost + 25%
Baggage Loss$750
$250 Per Article Limit
Baggage Delay12+ hours
$250 max
Medical Limit$50,000
Pre-Existing Condition WaiverIf insurance purchased within 14 days of Initial Trip Payment and certain conditions are met.
Pre-Existing Condition Lookback Period60 days
Medical Evacuation$250,000

Plan Info

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Plan TypeComprehensive
Refund Policy14 Day Review Period
Available toU.S. Residents
AM Best RatingA

Trip Protection

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Trip CancellationTrip Cost
Trip InterruptionTrip Cost + 25%
Financial Default14 Day Wait, if purchased within 14 days of Initial Trip Payment
Terrorism in Itinerary CityForeign and U.S. Domestic
Interrupt for Any Reason
Cancel for Any Reason75% of non-refundable trip cost (requires purchase within 21 days of Initial Trip Payment and certain conditions are met) (optional)
Baggage Loss$750
$250 Per Article Limit
Baggage Delay12+ hours
$250 max
Travel Delay6+ hours
$150/day
$500 max
(secondary)
Vacation Rental Damage

Medical

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Limit$50,000
Dental$750 included in Medical

Pre-Existing Conditions

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

WaiverIf insurance purchased within 14 days of Initial Trip Payment and certain conditions are met.
Lookback Period60 days

Accidental Death

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Full Coverage$25,000
Common CarrierIncluded in Accidental Death 24-Hour
Flight Only$0 (optional)
$300,000 (optional)
$500,000 (optional)

Evacuation

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Evacuation$250,000

Additional Benefits

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Emergency AssistanceCall for Details
Rental Car$50,000 (secondary) (optional)
Optional Coverages
NotesIncluded Benefits

Itinerary Change

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