Travel Insurance Reviews Accidental Death Plans
Accidental Death and Dismemberment (AD&D) plans pay benefits if you should have a serious injury that results in dismemberment or loss of life. Loss of life benefits paid by these plans are in addition to any benefits paid by life insurance plans.
To learn more, read our Accidental Death Coverage article.
The trip included a
cruise
tour
Travelex
Flight Insure Plus
My trip was canceled 90 minutes prior to departure due to my host coming down with COVID that morning. I called to let Travelex know before my scheduled departure time. Your cancellation period, which makes sense for *discretionary* cancellations, where a customer simply changes their mind, end 24 hours prior to departure.
I was informed that there is no provision for refund outside that window in the event of a cancelled trip, for illness or any other reason. So even though you provided no services you are keeping my money. Unbelievable. You incurred absolutely no loss or inconvenience, but are retaining funds. Meanwhile Delta, who actually suffered inconvenience and possible revenue loss due to last-minute cancellation, refunded me through a button in their app.
The rep indicated that a credit would be issued for a future trip, which I suppose keeps this arbitrarily customer-hostile policy legal. But I have to submit for it, await response, track whether that arrives or not, track it so I remember it for future trips, etc. So between these two possible outcomes:
1) You refund me, I buy a new policy next time I fly so the money comes back to you for that trip, and I continue to be a Travelex customer for the foreseeable future.
2) You retain my funds and best case, I get the voucher and remember to use it, making this the same financial outcome as 1) (minus interest on my funds), BUT, I never use Travelex again, and relate this story to anyone who will listen forever encouraging them to make any other choice.
…You have decided the second one works best for you. Go figure.
I was informed that there is no provision for refund outside that window in the event of a cancelled trip, for illness or any other reason. So even though you provided no services you are keeping my money. Unbelievable. You incurred absolutely no loss or inconvenience, but are retaining funds. Meanwhile Delta, who actually suffered inconvenience and possible revenue loss due to last-minute cancellation, refunded me through a button in their app.
The rep indicated that a credit would be issued for a future trip, which I suppose keeps this arbitrarily customer-hostile policy legal. But I have to submit for it, await response, track whether that arrives or not, track it so I remember it for future trips, etc. So between these two possible outcomes:
1) You refund me, I buy a new policy next time I fly so the money comes back to you for that trip, and I continue to be a Travelex customer for the foreseeable future.
2) You retain my funds and best case, I get the voucher and remember to use it, making this the same financial outcome as 1) (minus interest on my funds), BUT, I never use Travelex again, and relate this story to anyone who will listen forever encouraging them to make any other choice.
…You have decided the second one works best for you. Go figure.
Ronald M. would not
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Travelex
Flight Insure Plus
Insurance is peace of mind.
James D. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
tour
Travelex
Flight Insure Plus
No problems, no claims; therefore difficult to assess the insurance. The price and coverage were reasonable.
Kenneth W. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
The trip included a
cruise
tour
Travelex
Flight Insure
You no longer provide a field for beficiaries in the application . That is not good . Have to call in and wait in line to speak to someone about it? No good!!!
JAVIER A. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
tour
Travelex
Flight Insure Plus
I felt confident with the insurance coverage and happy to say I didn’t have to make a claim. Knowing it was available if needed gave me peace of mind.
Pamela R. would
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
The trip included a
cruise
tour
Travelex
Flight Insure
Make it easy to add beneficiary.
Garrison R. would
recommend this plan to a friend or relative.
2 of
3 people found this review helpful
The trip included a
cruise
tour
Travelex
Flight Insure Plus
Easy to understand and covered what I wanted. Will use again.
Jeffery F. would
recommend this plan to a friend or relative.
1 of
5 people found this review helpful
The trip included a
cruise
tour
Travelex
Flight Insure Plus
I buy this plan for all my flights.
Nicholas S. would
recommend this plan to a friend or relative.
1 of
5 people found this review helpful
The trip included a
cruise
tour
Travelex
Flight Insure
I find Travelex to be a good fit for my travel insurance.
Virgil K. would
recommend this plan to a friend or relative.
1 of
3 people found this review helpful
Travelex
Flight Insure Plus
I allready recommend it to family and friennds
Laura Eufrosina M. would
recommend this plan to a friend or relative.
1 of
5 people found this review helpful
Your request for a premium refund has been escalated to the compliance department for review. With proof of non-travel, we were able to refund your premium within the 15-day review period. Your policy, FIPB31114, has been cancelled and your premium refunded back to the credit card used for the policy purchase.
We hope this resolves your inquiry.
Sincerely,
Travelex Insurance Services, Inc.