Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
tour
Trawick International
Safe Travels Voyager
As with all insurance, as we purchased this policy trying to determine what is and isn't covered isn't clear. The only thing we wanted was "pandemic related trip cancellation" coverage (i.e. personal health/isolation, health of other passengers on trip, international travel restrictions/closures, multiple venue closures of major itinerary highlights).
Trying to make sure we had the coverage we "needed" was harder than we would have liked as the language isn't straightforward, which makes it seem like you are leaving loopholes in the policy that will result in disputes.
Luckily we didn't need it.
Trying to make sure we had the coverage we "needed" was harder than we would have liked as the language isn't straightforward, which makes it seem like you are leaving loopholes in the policy that will result in disputes.
Luckily we didn't need it.
Margaret H. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Trawick International
Safe Travels Voyager
Fortunately we did not need this insurance. We had good customer service when we called to inquirer, & in subsequent calls as well. We will keep you in mind in the future
Marla S. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector
Insure My Trip and the C&F Travel Insured International Worldwide Trip Protector plan were exactly what we needed for peace of mind on this extended and therefore, costly trip to the UK. It covered exactly what we were looking for and gave us peace of mind. We had no need to make a claim this time, but we have made a claim with C& F Travel previously and it went very smoothly. Prior to traveling, when we needed to make a date change and increase the insured amount on this UK trip, the customer service was prompt, efficient and very helpful.
Margaret C. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
WorldTrips
Atlas Journey Premier
In short: The insurance company narrowly construed the language of the insurance policy to deny me coverage for my cancelled trip - even though I had to cancel my trip because Switzerland changed its policies and mandated a 10-day quarantine for all incoming travelers. Don't waste your money on this insurance company.
I planned a 2-week trip to Europe, with the first stop in Switzerland. I purchased this insurance policy specifically because it said that it covered instances when I would need to be "quarantined" because of changes in government policies. After I purchased this insurance policy, Switzerland announced that, due to the rise in Covid cases, all travelers arriving from the U.K. would need to quarantine for 10 days, regardless of vaccination status or having negative tests. I called the insurance company, told them I needed to cancel my trip because of this new mandatory quarantine policy, and asked if my insurance policy would provide coverage. The insurance company said no. The insurance company said that trip-cancellation coverage wouldn't apply because I wouldn't be required to quarantine before I left for the trip. Instead, I would be required to quarantine after my trip started (i.e., after I got on my departing flight). The insurance company further said that trip-interruption coverage would not apply because I would not be quarantining for an "unexpected event." Because I knew I would have to quarantine once I arrived in Switzerland, the event requiring me to quarantine was not "unexpected" and, therefore, I was not entitled to coverage.
Covid has created unprecedented circumstances where governments are making drastic policy changes on a moment's notice. I purchased this insurance policy to protect against that risk. But the insurance company still used hyper-technical logic to deny coverage.
I planned a 2-week trip to Europe, with the first stop in Switzerland. I purchased this insurance policy specifically because it said that it covered instances when I would need to be "quarantined" because of changes in government policies. After I purchased this insurance policy, Switzerland announced that, due to the rise in Covid cases, all travelers arriving from the U.K. would need to quarantine for 10 days, regardless of vaccination status or having negative tests. I called the insurance company, told them I needed to cancel my trip because of this new mandatory quarantine policy, and asked if my insurance policy would provide coverage. The insurance company said no. The insurance company said that trip-cancellation coverage wouldn't apply because I wouldn't be required to quarantine before I left for the trip. Instead, I would be required to quarantine after my trip started (i.e., after I got on my departing flight). The insurance company further said that trip-interruption coverage would not apply because I would not be quarantining for an "unexpected event." Because I knew I would have to quarantine once I arrived in Switzerland, the event requiring me to quarantine was not "unexpected" and, therefore, I was not entitled to coverage.
Covid has created unprecedented circumstances where governments are making drastic policy changes on a moment's notice. I purchased this insurance policy to protect against that risk. But the insurance company still used hyper-technical logic to deny coverage.
Jason C. would not
recommend this plan to a friend or relative.
11 of
11 people found this review helpful
C&F Travel Insured International
Worldwide Trip Protector
Easy to pick and purchase. I did not need to claim so can offer no opinion on that side of things
Jozef B. would
recommend this plan to a friend or relative.
Trawick International
Safe Travels Voyager
No reason I bought this coverage was in case I tested positive for Covid And will be forced to quarantine in the United Kingdom so this policy covered me for that. I am grateful that I did not have to use it but it was money well spent
David R. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
AXA Assistance USA
Gold
I have now used this company roughly six times, and each time I have found the staff to be courteous, clear, and conscientious in sifting through options to find the right policy for my wife and me: good work!
Mark M. would
recommend this plan to a friend or relative.
International Medical Group
iTravelInsured SE
I have never been happier with a company than this one. I had to make a claim 6 years ago & they were very nice about it. I will give them 5 stars any day.
Deborah T. would
recommend this plan to a friend or relative.
3 of
4 people found this review helpful
The trip included a
tour
Trawick International
Safe Travels Voyager
I can't really evaluate the coverage since we never had occasion to use the insurance.
Michael S. would
recommend this plan to a friend or relative.
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector
I didn't have to use my insurance.
Evan W. would
recommend this plan to a friend or relative.
'We are sorry to hear of the dissatisfaction with your travel policy. While we did not receive a formal claim from you, based on the review of your call to us, we can confirm that the Trip Cancellation and Trip Interruption benefits are not eligible based on a mandatory quarantining in your destination country upon arrival. If you would like to formally submit your claim and appeal this decision, you may do so by contacting Co-ordinated Benefit Plans at 1-866-400-6090 or by mailing your claim and appeal to Co-ordinated Benefit Plans, P.O. Box 26222, Tampa, FL 33623.'