Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
I did not have to use the insurance, so I can't speak to their ability to resolve an issue, however I did have the piece of mind I was looking for at a reasonable price. The insurance I picked allowed me to add my children to the coverage without changing my cost, so that was a bonus.
Walid G. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
We just returned from a relatively long trip to Europe, and as always when we travel, we are concerned with a health crisis or injury while overseas. Medicare (and most likely other health insurers) offer NO coverage while out of the country, and we have friends who experienced a massive heart attack while on a cruise, and through them we learned that evacuation and emergency treatment are massively expensive, and without insurance coverage they would have been really in trouble. We are not so concerned with the cost of baggage or clothing, nor even of the loss of advance payments, that's relatively minor in scope. It's the medical treatment, and evacuation, that's the big ticket stuff that will kill you financially. Also, since my wife has a number of physical conditions ongoing, we are concerned with the "preexisting conditions" coverage, so we pay careful attention to that, since the insurance co. will waive defenses against preexisting conditions provided the insurance is purchased within a specific (and short) time period from either the first or last payment made on the trip, depending. So for example, if our friend with the heart attack had had a preexisting heart condition, they might have found themselves with denial of coverage of a preexisting condition, had they not purchased the insurance within the allowable time frame - so a note of caution to those who want medical and evacuation coverage, who have preexisting conditions, to pay attention to that "little" detail. The coverage provided is a very good value for the money you pay for that coverage. Fortunately we've never had to file a claim, but when/if that time comes, people should be aware of this policy condition. Yes, I am a lawyer.
Allan F. would
recommend this plan to a friend or relative.
This is the third time I have used this insurance. Luckily I only needed the coverage once. When I did file a claim the response was excellent. Great insurance at a great price. Highly recommend.
Mary K. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.