Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
cruise
tour
AXA Assistance USA
Gold
The AXA plan provided higher levels of coverage at about half the cost of the plan offered by the Cruise line. Since we did not need to use the plan we do not know how difficult it would have been to actually collect. Communication with AXA before the trip was excellent and the plan disclosures were easy to read and understand.
Gregory U. would
recommend this plan to a friend or relative.
The trip included a
tour
InsureAssist
TravCan Premier
First, I choose a plan on the most catastrophic risk: having to be medically transported home. I called one of the companies that provides air ambulance service to ask what a typical trans-Atlantic transport would cost. Secondarily, I looked at some of the more likely losses such as reimbursement for trip delay, baggage loss and baggage delay.
Alfred W. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Prime
I had my first return flight canceled and had booked my second flight at a separate time. I called Nationwide and they said I would be covered for the cost of any flight changes the airline couldn't resolve. Luckily, the airline payed for my changes. I could have filed for reimbursements from Nationwide because the first flight was 6 hours late, but I forgot to ask for receipts in China, and the $15 I spent in the United States didn't seem worth making a claim.
Rachel H. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Standard
The overall insurance shopping process rates as a 5 star. The comparison of various providers made my choice fast and easy. Also, you get a review period to change your mind about the policy you've purchased.
Ying C. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
GoReady Insurance
Choice
Excellent customer service.
Wesley K. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Let me predicate this review by saying that I did not do my homework as I should have, nor did I study the plan thoroughly during the 10-day review period. I am not faulting this plan, as it is what it is, but I just wanted to let other customers know they need to look at the reimbursement figures carefully. In our case, we had a super-close airline connection between our destination city of Nagoya, Japan and Tokyo, where we needed to connect for our flight back to San Diego. There is only one flight available per day. As fate had it, an unexpected delay of our flight out of Nagoya almost made us miss the connecting flight in Tokyo, except for the fact that thankfully our Tokyo flight connection was also delayed. We saw in our policy that we were covered for a mere $150 had we missed our connecting flight. Obviously, we would have had to spend three times as much for an airport hotel and food for an overnight and wait until the next evening. It is questionable whether the airlines would have compensated us in part. Anyway, just a caveat: recreate every scenario and read your policy thoroughly.
Joanne D. would
recommend this plan to a friend or relative.
AXA Assistance USA
Gold
Thank you for your prompt attention to my request.
Darryl O. would
recommend this plan to a friend or relative.
InsureandGo
Global Platinum
We purchased an insurance from InsureMyTrip since we travel in winter, and worry about flight cancellation or trip delay. Weather did not bother our trip, and we are well prepared.
Akira H. would
recommend this plan to a friend or relative.
AXA Assistance USA
Gold
Very easy to apply for and purchase through InsureMyTrip. It provided peace of mind. Rate was very reasonable, and I would use them again.
Mrunal P. would
recommend this plan to a friend or relative.
TripAssure
Advantage Asset
Claim was paid in the end, but it took a while to process.
jill b. would
recommend this plan to a friend or relative.
-
Zac
Thank you for your feedback on the policy. We are pleased to learn that your claim was paid. In the future, please contact InsureMyTrip and request a customer advocate. Our customer advocates can contact the insurance company on your behalf, and request the claim process be expedited.Jan 15,2015
1) Please call us prior to purchasing a policy to ask questions about benefit limits and covered events. We are available 7 days a week by calling 800-487-4722.
2) Most comprehensive policies have 10-15 day review period. The review period allows customers to read and understand what the policy covers, or cancel the policy and receive a refund of premium. Service fees ranging between $5-$8 may apply.
3) Typically, travel delay benefits have a per day limit between $100-$300. However, we do offer plans that provide coverage up to the maximum limit listed under travel delay.
4) We offer several comprehensive plans that can cover missed connections for a flight to flight connection. Missed connection requires at least a 3 consecutive hour delay or cancellation due to a defined hazard, and can cover additional transportation expenses, reasonable accommodation and meal expenses, and reimburse the pre-paid and non-refundable unused portion of the trip. The benefit limit for missed connection varies from plan to plan, but some plans provide coverage up to $1,000 or more.