Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
Like all good insurance you hope you never have to use it. Have piece of mind while traveling that if something happens we are covered. While on this trip an elderly passenger on the trip ended up in the hospital and the hospital was not going to release her (heard the conversation the daughter had with hospital while traveling on the bus) with out a payment of $10,000 being made on a credit card. The daughter had to call the US Embassy for assistance.
Janet B. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
We are over seventy and were in Europe for over three months. We paid $4,500 for your insurance. Nothing happened. We rented a car but you did not cover that because we had insurance from my credit card (which paid us for a charge). So your insurance was useless to us. We have discovered that we don't need the medical coverage you provide and almost everything else you cover is incidental and rare.
Ralph S. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
Even though we had no medical emergencies , it was comforting to know we were safe if we were to have a medical event, thank you for you comprehensive coverage.
Randall Z. would
recommend this plan to a friend or relative.
The plan seemed to cover all of the items that were of concern. Foreign health insurance, trip cancellation, and trip alteration among them. Fortunately, we did not need to make a claim. I could not figure out how the "pre-existing condition waiver" worked. I acquired the insurance within 30 days of making my initial trip payment and within 24 hours of making my final non -refundable payment. I wanted only the two payments for transportation to be covered. All others were refundable. I assume that we were covered for pre-existing conditions. I need to be sure prior to our next trip.
James Phillip W. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
The policy that you purchased included a waiver for pre-existing conditions with the following conditions met:
"a) Your Payment or Deposit for this Policy and enrollment form are received within 24 hours of the final Payment for Your Trip or before the final Payment for Your Trip; and
b) You are not disabled from travel at the time Your premium is paid."
In the future, please consider speaking with us prior to purchasing a policy. We would be happy to provide you with an explanation of the pre-existing conditions exclusion and the requirements for the waiver to be included. The requirements are specific to each plan can vary from state to state. We can be reached at 800-487-4722 or send an email to [email protected].
The policy that you purchased included a waiver for pre-existing conditions with the following conditions met:
"a) Your Payment or Deposit for this Policy and enrollment form are received within 24 hours of the final Payment for Your Trip or before the final Payment for Your Trip; and
b) You are not disabled from travel at the time Your premium is paid."
In the future, please consider speaking with us prior to purchasing a policy. We would be happy to provide you with an explanation of the pre-existing conditions exclusion and the requirements for the waiver to be included. The requirements are specific to each plan can vary from state to state. We can be reached at 800-487-4722 or send an email to [email protected].