Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
Travelex
Travel Basic
Didn't need to use the plan but the basic coverage was very good. I had an accident a month before leaving and my doctor was uncertain whether I could go -- right up until 6 days before leaving. Knowing that I had coverage to refund my out of pocket expenses removed one layer of discomfort, at least!
Sandra P. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
No Issues
Mahendra P. would
recommend this plan to a friend or relative.
International Medical Group
iTravelInsured SE
I had no problems so I can't comment on the effectiveness of the plan. But I did like the pre-sales support.
Leslie B. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector
Very easy to purchase and good price. I did not need to use the policy, but gave me peace of mind to know it was there in case.
Diane M. would
recommend this plan to a friend or relative.
The trip included a
tour
TripAssure
Advantage Bridge
Thankfully, I did not have to use the policy I purchased. It did give me peace of mind to know that it was there should I need it.
Andrea E. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
The insurance I bought was fair and reasonable.
Alan K. would
recommend this plan to a friend or relative.
The trip included a
tour
International Medical Group
iTravelInsured LX
I had a medical issue while overseas but didn’t want to visit a doctor in a 3rd world country. Since I waited until I was back in the US to get medical treatment I was not eligible to file a claim.
Lorraine W. would not
recommend this plan to a friend or relative.
Generali Global Assistance
Standard
Buyer beware. My claim was denied. They were looking for the flimsiest of excuses to deny. First one ground then another and then another when it was pointed out that grounds for denial were incorrect. If someone has a medical emergency denying coverage because they did not return home within 7 days as opposed to 10 days as per physician advise, in my opinion is just the worst. I'm surprised that insure my trip which has been a reasonable broker, with who I have done business for many years, carries this insurance. Being self congratulatory by mentioning 65K reviews is not going to help if you have forgotten your basic customer service ethos. I have recommended many customers to your site; needless to say this will not happen in the future and I will be taking my business elsewhere.
Amit R. would not
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
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Michelle A
Thank you for your review. We empathize with the circumstance surrounding your claim and understand your disappointment in having your claim denied. Thank you for allowing InsureMyTrip to advocate on your behalf. We contacted the claims department at Generali Global Assistance to assist you with the claim that went unpaid. The Generali representatives informed us that the claim was adjudicated in accordance with the terms and conditions of the policy and remained n the denied status.
We appreciate you using InsureMyTrip for your travel insurance needs. If you decide to use InsureMyTrip in the future, please consider calling and speaking with one of our licensed representatives who would be happy to help explain the benefits available prior to purchasing. Our toll free telephone number is 800-487-4722 and we have representatives available from 7 am to Midnight EST Monday through Friday and 9am to 9pm EST Saturday and Sunday. We look forward to assisting you in the future.Aug 05,2019-
Michelle A
Generali is sorry to hear about the circumstances surrounding your claim, and for not meeting your expectations. They want their customers to choose the correct policy to fit their needs and stress the importance of reviewing your coverage details via the sample Description of Coverage/Insurance Policy that’s provided at the time of purchase, and contact them using (800) 348-9505 or [email protected] with additional questions.
Aug 07,2019
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The trip included a
tour
Nationwide Mutual Insurance
Essential
I had to file a very simple straightforward rather inexpensive claim. The communication is absolutely nil They do not respond to you at all. They send you a simple form response and tell you to wait 15 days. 15 business days that is. Whoever expects to have to wait 15 business days to have a simple claim adjudicated. Completely unreasonable. Not the only thing, they did not fully cover my loss. Something to the effect that it was over the limit. I broke my camera, and you're not going to cover the cost of a $273 camera? Over The limit? Not impressed. I would say if you can go with a different company, that is communicative. And covers your loss fully... Go with the other company
Cynthia M. would not
recommend this plan to a friend or relative.
2 of
3 people found this review helpful
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Carol
Thank you for bringing this claim to our attention.
Nationwide advises that your claim was received on 04/22/2019 claiming 273.27 USD for the camera. Your claim was received via email and an automated response would have been sent advising of the 15 business days. The claims representative then reviewed the claim on 05/03/2019. Payment was released on 05/06/2019 for the maximum benefit of 250 USD per article.
We are sorry that you are unhappy with the maximum payment of 250 USD but the limitation is shown in your quote and can be reviewed prior to purchasing the policy:
"Baggage and Personal Effects – Coverage is Secondary:
Up to 600 USD / 250 USD per article limit; 500 USD combined maximum for specified items."
"There will be a combined Maximum Benefit limit shown on the Confirmation of Coverage for the following: jewelry; watches; articles consisting in whole or in part of silver, gold or platinum; furs; articles trimmed with or made mostly of fur; cameras and their accessories and related equipment.”
Even though you believe that the claim took too long to process, the claims representative settled your claim within 15 days of receiving your documents.May 21,2019
The trip included a
cruise
tour
Berkshire Hathaway Travel Protection
ExactCare
Very expensive at 10%+ of total trip cost.
Alonzo B. would not
recommend this plan to a friend or relative.
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Carol
Thank you for this review.
The Berkshire Hathaway ExactCare plan was one of the most competitively priced policies for your trip while still offering the Pre-Existing Condition Waiver, a Primary Medical Limit of 50,000 USD and an Emergency Medical Evacuation Limit of 1,000,000 USD.
Premiums for comprehensive policies are based largely on the length of the trip, the ages of the travelers, and the cost of the trip. Although a travel insurance policy is considered to be of good value when the policy premium is within 10% of the insured trip cost, that ratio is usually based on a trip that is no more than 30 days. Since your trip was approximately 93 days long, this increased your pricing.
InsureMyTrip is open 7 days a week, 365 days a year, and our customer care representatives are licensed insurance agents who are able to recommend the most cost effective plans which will cover the travelers primary concerns. If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.Apr 30,2019
The IMG iTravelInsured LX plan provides coverage up to 100,000 USD per person for unforeseen, accidental injuries or emergency illnesses which first occur during the trip, and are treated by a physician during the trip. If medical treatment is not obtained during the trip, and the traveler waits until returning home to the United States, the travel insurance expires and is not responsible for the medical bills.
Please call us at 800-487-4722 if you have any questions or concerns. We would be happy to assist you.