Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
I chose this plan for 2 reasons. First, last year my husband and I took a trip to Jordan, Egypt and Dubai and contacted Covid while on our Nile River Cruise we think because we tested positive upon arrival in Dubai and had to quarantine in our hotel for 10 days. I had a policy then with IMG who paid the claim fairly and promptly in just 4 weeks. We had a supplemental policy through Emirates Airline and they took 9 months to process the claim for the balance. Secondly, this policy that we purchased covered medical expenses as the primary insurance so if anything did happen, we wouldn't have to file first with our US based insurance companies, only to have them deny the claim and then refile with IMG. Unlike another policy I reviewed with Insure my trip, IMG would have been primary making it far easier to process a medical claim. I have had to process a small doctor visit claim in the past from getting sick while on a cruise and had to file first with Blue Cross, who denied it, and then filed again with the insurance company that entire process took 3 months. Having IMG become primary was a feature that I liked and valued even though I did not need to use it this trip.
Nancy D. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
The policy we took gave us the confidence to leave on our extended trip knowing that if we had to cut the trip short due to a family members illness we would be covered for any expenses incurred.
Warren L. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
The cost of travel insurance goes up with age and time. I am beginning to question the value compared to the risk. In the future I will evaluate what coverage I actually need.
David K. would
recommend this plan to a friend or relative.
We didn't need to file a claim, but felt good knowing that we had the policy. We needed it mostly for the medical insurance but the coverage for trip cancellation and other airline related delays gave us some peace of mind. Worth it.
Frank B. would
recommend this plan to a friend or relative.
The trip went smoothly but there were a few moments that could've easily turned into filing a claim.
I was glad to have the insurance during those times
gerald g. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
I had a trip insurance policy that covered both my sister and I . We never needed to activate the policy. Thank God . I have complete confidence that if we needed medical services we would be taken care of completely. I never leave the USA without medical insurance. I have used insuremytrip for over 20 years of travel. It is the greatest.
Joslyn S. would
recommend this plan to a friend or relative.
This was the first time in my life taking out travel insurance. We had a tropical storm interrupt our trip keeping us from making it to our hotel reservation. That hotel still charged us for the full amount & being stuck an extra night on a different island we had to quickly find accommodations for that night . The policy we purchased covered both of us for both nights . After I filled out a claim & submitted receipts I happily received full reimbursement for both lodgings . It did take about 8weeks , but I was told when I submitted my claim that they were short staffed & it would take awhile . They even sent me an email after 4 weeks apologizing for the delay . I was thrilled to get reimbursed which encouraged me to purchase this same insurance for our next trip ! Thank u
Joan B. would
recommend this plan to a friend or relative.