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Travel Insurance Reviews Comprehensive Plans

Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.

To learn more, read our Comprehensive Plans article.

Customers who have visited India rated our Comprehensive Plans
4.43 out of 5
627
ratings and reviews
95%
recommended
Sort by
Cruise
Filed claim
Global Alert! Preferred
Easy to set up.
Gave peace of mind
Never used.
Amen
Andrew S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
GoReady Insurance Choice
my trip was unexpectedly interrupted by my wife's altitude illness at 12,000 feet. April Insurance reimbursed me for my portion of the group trip costs as well as lodging costs after the interruption. However, I was unable to speak to anyone at April and they only responded via email. This lack of personal contact was disappointing. It took about 7 weeks from submission of the claim to receive our reimbursement.
Alan B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Mike
    Photo
    Thank you for your feedback on the policy. We are sorry that you were dissatisfied with your claim experience. We are pleased that you ultimately received reimbursement of your loss. We do want you and your fellow customers to be aware that InsureMyTrip offers a Customer Advocate Program. Customer Advocates are representatives assigned to assist customers who experience issues after filing a claim. Requesting a Customer Advocate is as simple as calling 800-487-4722 or emailing [email protected], explaining the events which resulted in a claim, and the challenges you are facing.
    Aug 07,2017
John Hancock Bronze
I guess the best case scenario is that we didn't need to use it, and that's where we stand. My daughter did come back from India very sick, but it was good to know that if she had needed the coverage (got sick earlier, while she was still in India), then she had good coverage. Some of the other students in her group did get sick enough to be medically evacuated. The policy didn't cost that much, and I'm glad that we had the peace of mind.
Allison C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
HTH Worldwide Trip Protector Preferred
Claim settlement is very disappointing. They didn't consider even additional $50 expenses apart from insured amount which I had to spend in preparation of trip for which I did provide appropriate receipt as well. Usually other insurance companies do consider this so DO NOT buy HTH worldwide trip insurance.
PRAJKTA K. would not recommend this plan to a friend or relative.
2 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Mike
    Photo
    Thank you for your feedback. We received the following response from an HTH representative.

    "Hello and thank you for your feedback. Our claims department confirmed that they have processed and paid your claims according to the benefits outlined on your certificate of coverage. If you have any questions please contact customer service by phone at 1-844-276-1213 or by email at [email protected].

    Thank you,
    HTH Worldwide "
    Jul 20,2017
The trip included a
tour
Generali Global Assistance Premium
Luckily, I didn't need the insurance, but I was happy that I had it!
Smadar L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
AXA Assistance USA Platinum
I have bought AXA plans 4 times and will continue to do so because the one time I filed a claim, it was promptly processed. That is what I expect. No hassle. I sent the required documentation. No questions were asked. The claim was processed.
Michael O. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
GoReady Insurance Choice
The only issue I had was it wasn't clear till after I had bought the plan and started my trip that the plan was specific for where you started, ended and went on your trip instead of if you are multiple people traveling to a certain location. So I bought coverage for two (my girlfriend and I) but since we were coming from separate places she wasn't covered and I couldn't get my money back. Otherwise, it was a good plan and had good coverage.
Samuel A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    We appreciate your comments and would like to provide you with more information in the event you purchase travel insurance in the future. In order for two or more travelers to be covered under a single policy, most Comprehensive Plans require that they reside in the same state with the same dates of travel and itinerary. According to your April Travel Protection Plan, "Traveling Companion(s) means person(s) named and traveling under the same reservation as You, person(s) booked to accompany You on Your Covered Trip, person(s) sharing travel arrangements with You, or a person or persons with whom You have coordinated travel arrangements and intend to travel with You during the Covered Trip. Note: A group or tour leader is not considered a Traveling Companion unless You are sharing room accommodations with the group or tour leader."

    Please keep in mind that you may always call Customer Care at (800) 487-4722 for assistance when quoting should you ever have a question.
    Apr 26,2017
Arch RoamRight Essential
Everything the company said looked very good, so I bought a policy. I had no need for a claim, so I cannot evaluate the important things, like processing, service or reliability.
Jere L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Vicki Zidwick
    Arch RoamRight
    Photo
    Thank you for your review. We are happy to hear your trip went well! However, if you had to file a claim, we believe you would have been satisfied with that process as well. We look forward to hopefully insuring your next trip.

    Regards,
    The RoamRight Team
    Apr 06,2017
The trip included a
tour
AXA Assistance USA Silver
I took my first group tour ever and travel insurance was required. I have purchased travel insurance in the past depending on the trip. I thought this insurance policy was quite good and priced reasonably. As a traveller, that's the best we can hope for. I would use them again. Nothing happened which required my making a claim to this policy.
Joseph V. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Crystal
    AXA Assistance USA
    Photo
    Thank you for the review! We are delighted to know you’re happy with your purchase and had a trouble-free trip but were covered in the event the unexpected occurred. Please think of AXA Assistance USA for any future travels and we hope to continue to provide you with a worry-free experience.
    Mar 13,2017
The trip included a
tour
AIG Travel Travel Guard Gold
I'm glad I have it for peace of mind but wonder in retrospect if I was over-covered since my tour gave us some insurance coverage.
Sheryl S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Carol
    Photo
    In the future, you may wish to call customer care at 800-487-4722 for assistance when quoting. We would be very happy to review your tour coverage and help you determine the appropriate level of coverage.
    Mar 12,2017
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