Most regular health insurance plans provide only partial or no coverage while you are traveling in another country. We offer several types of Travel Medical plans providing a range of benefits, such as medical coverage for pre-existing conditions, multi-trip and renewable protection, emergency medical evacuation, and coverage for long-term travel.
To learn more, see our Travel Medical Plans article.
In reply to your review, many cruise lines sail under an international flag. As long as you are on the ship, even while in a US port, you would still be considered outside the US. You would only be back in the US when you disembarked the ship back to the US.
You also indicated that you went on a cruise. You listed a total trip cost for three people when quoting. However, you chose to purchase a Travel Medical plan. Although you may already be aware of this, the only plans we offer that would insure the cost of your trip are the Comprehensive plans since those are the only plans that provide Trip Cancellation coverage. If you had needed to cancel your trip prior to departure or interrupt your trip to return home early, International Medical Group's plan would not have reimbursed you for your prepaid non-refundable travel expenses.
In the future, you may wish to call us for assistance in purchasing a plan.