Travel Insurance Reviews AIG Travel Travel Guard Gold
The AIG Travel Travel Guard Gold plan offers mid-level coverage and more options than Travel Guard Basic and Travel Guard Silver, allowing you to customize the plan to best fit your needs. In addition to Trip Cancellation, this plan offers Cancel for Any Reason coverage and a Pre-Existing Conditions Waiver. Children age 17 and under are free when there is at least one covered adult on the plan.
To learn more, see the AIG Travel Travel Guard Gold product page.
AIG Travel
Travel Guard Gold
We did not have a need to file a claim but just having the coverage helped us relax and enjoy our trip.
Lynn K. would
recommend this plan to a friend or relative.
The trip included a
tour
AIG Travel
Travel Guard Gold
The plan almost covered everything I would have needed covered, just not 100%. Thank goodness I did not need to make any sort of a claim, but lastly, I wish the rates were not so high. I'm sure so many more people would get this coverage, if it was more affordable. It is definitely not cheap. But glad I had it.
Lisa F. would
recommend this plan to a friend or relative.
The trip included a
tour
AIG Travel
Travel Guard Gold
Fortunately, I didn't have to use the plan during my trip, however, I would recommend using AIG as a travel plan because it met my needs whereas other plans that I looked into did not.
Barrie S. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
AIG Travel
Travel Guard Gold
No issues that required use of the insurance
Barry C. would
recommend this plan to a friend or relative.
The trip included a
tour
AIG Travel
Travel Guard Gold
Insurance is a complicated topic. It would be helpful if explanation of benefits was complete but simplified. For example, what pre-existing medical conditions are not covered in the policy selected.
James S. would
recommend this plan to a friend or relative.
-
Carol
Thank you for the suggestion. However, AIG Travel Guard does
offer you a detailed definition of the waiver in the quote. Just click on View Certificate at the top of the quote or the Preexisting Period of 180 days, which was in blue print, within the quote for the complete Preexisting Condition Exclusion.
Here is the definition of Preexisting Medical Conditions on your AIG Gold plan:
"(o) PRE-EXISTING MEDICAL CONDITION EXCLUSION: The
Company will not pay for any loss or expense incurred as the result of an Injury, Sickness or other condition of an Insured, Traveling Companion, Business Partner or Family Member which, within the 180 day period immediately preceding and including the Insured’s coverage effective date: (a) first manifested itself, worsened, became acute or had symptoms which would have prompted a reasonable person to seek diagnosis, care or treatment; (b) for which care or treatment was given or recommended by a Physician; (c) required taking prescription drugs or medicines, unless the condition for which the drugs or medicines are taken remains controlled without any change in the required prescription drugs or medicines."
Please always remember that we are available weekdays from 9:00 AM to 9:00 PM ET and weekends from 7:00 AM to midnight ET if you wish to call us for assistance in purchasing a policy.Apr 28,2018
AIG Travel
Travel Guard Gold
Because of an emergency situation, I left 3 days earlier than my original plan. Although it was Jan. 1st 2018, an agent @ AIG walked through and made sure that my policy was right and it was free of charge.
RIKI S. would
recommend this plan to a friend or relative.
The trip included a
tour
AIG Travel
Travel Guard Gold
Fortunately I did not have to make an insurance claim. I appreciated receiving a email right before my trip with all the information I would need to make a claim. I printed it out and brought it along. That was very helpful.
Thomas S. would
recommend this plan to a friend or relative.
The trip included a
tour
AIG Travel
Travel Guard Gold
Thankful for the coverage although it was not needed. I appreciated the communication pre and post trip to assure I had all I needed.
Dagne H. would
recommend this plan to a friend or relative.
AIG Travel
Travel Guard Gold
The customer service representative was easy to deal with and the plan was easy to understand what it covered and what was needed in case I needed to exercise the plan.
Jerry G. would
recommend this plan to a friend or relative.
The trip included a
tour
AIG Travel
Travel Guard Gold
Having reviewed numerous travel policies, Travel Guard Gold offered the most comprehensive coverage. I will definitely use this company on our next trip and hope to again not need to use the policy. The peace of mind is worth the price of the coverage!
Jerry D. would
recommend this plan to a friend or relative.
Please also note that coverages are per person. Trip Cancellation does provide 100% reimbursement up to your total trip cost if you must cancel your trip for a covered reason.
In the future, you may wish to call InsureMyTrip if you are looking for guidance in selecting a travel insurance plan. Please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.