Travel Insurance Reviews AIG Travel Travel Guard Gold
The AIG Travel Travel Guard Gold plan offers mid-level coverage and more options than Travel Guard Basic and Travel Guard Silver, allowing you to customize the plan to best fit your needs. In addition to Trip Cancellation, this plan offers Cancel for Any Reason coverage and a Pre-Existing Conditions Waiver. Children age 17 and under are free when there is at least one covered adult on the plan.
To learn more, see the AIG Travel Travel Guard Gold product page.
AIG Travel
Travel Guard Gold
With my trip ending the day that Disney World decided they would close due to health concerns, I am so glad I decided on trip insurance. Had the trip been planned even a few days later I would have been out a lot of money if it weren't for insurance.
Leah A. would
recommend this plan to a friend or relative.
AIG Travel
Travel Guard Gold
We did not have any issues with our trip other than our luggage did not arrive at the final airport when we arrived. We did receive our luggage after a day and one half. Other wise the buying process was fairly simple.
Kenneth V. would
recommend this plan to a friend or relative.
AIG Travel
Travel Guard Gold
Easy to get coverage. Thankfully didn't have to use it, so no idea how the process side would work.
Matthew T. would
recommend this plan to a friend or relative.
The trip included a
tour
AIG Travel
Travel Guard Gold
Travel insurance is always great when one doesn't have to use it.
James G. would
recommend this plan to a friend or relative.
AIG Travel
Travel Guard Gold
The follow up emails were very informative, I had all the information I would need in case I needed to file a claim. It was a seamless process and I’ll buy from AIG again
Courtland T. would
recommend this plan to a friend or relative.
AIG Travel
Travel Guard Gold
The customer service rep that helped me with the plan was excellemy.
Teresa K. would
recommend this plan to a friend or relative.
AIG Travel
Travel Guard Gold
I did not submit a claim, but felt like the price was reasonable for the coverage offered.
Jennifer G. would
recommend this plan to a friend or relative.
AIG Travel
Travel Guard Gold
Didn't cover a natural disaster that was part of a declared state of emergency in the area we traveled to and were supposed to stay at. We were told as long as flights were flying and doors stayed open at the hotel, we were on our own.
Gavin A. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
AIG Travel
Travel Guard Gold
I had a wonderful trip and I didn't need to file a claim. I trust that if I did need to file a claim, I would have no issues with AIG.
Barbara P. would
recommend this plan to a friend or relative.
The trip included a
tour
AIG Travel
Travel Guard Gold
plan wasn't that expensive and customer service, on the front end of buying the plan, was excellent.
Matt M. would
recommend this plan to a friend or relative.
"The Company will reimburse the Insured a benefit, up to the
Maximum Limit shown in the Schedule or Declarations Page if an
Insured cancels his/her Trip or is unable to continue on his/her Trip due to any of the following Unforeseen events...
(b) Inclement Weather causing delay or cancellation of travel...
(d) the Insured’s Primary Residence being made Uninhabitable or Inaccessible by Natural Disaster, vandalism or burglary;
(e) the Insured’s Destination being made Uninhabitable or Inaccessible by flood, tornado, earthquake,
volcanic eruption, fire, wildfire or blizzard that is due to natural causes...
(j) a named hurricane causing cancellation or interruption of
travel to the Insured’s Destination that is Inaccessible or Uninhabitable. Claims are not payable if a hurricane is foreseeable prior to the Insured’s effective date. A hurricane is foreseeable on the date it becomes a named storm. The Company will only pay the benefits for Losses occurring within 30 days after the named hurricane makes the Insured’s
Destination Uninhabitable or Inaccessible...
(n) the Insured’s or Traveling Companion’s company is deemed
to be unsuitable for business due to burglary or Natural Disaster and the Insured or Traveling Companion is directly involved as a Key Employee of the disaster recovery team."
In the future, you may wish to consider purchasing a plan with the Cancel for Any Reason rider. This option, which is available in the AIG Travel Guard Gold and Platinum policies for an additional premium, would reimburse you for 50% of your penalties if you decide to cancel your trip for "other than a covered reason".
We are sincerely sorry that there was no coverage provided by this policy. You may wish to call us at (800)487-4722 or contact us by chat the next time you wish to quote and purchase a plan.