Travel Insurance Reviews Generali Global Assistance Standard
The Standard plan is the most economical of the three plans offered by Generali Global Assistance. This plan offers comprehensive Trip Cancellation and Trip Interruption coverage if you have to cancel or interrupt for one of the listed covered reasons. This plan also offers coverage for missed cruise connections and emergency assistance services.
To learn more, see the Generali Global Assistance Standard product page.
Generali Global Assistance
Standard
The plan options were what I required and the cost was reasonable.
Bruce K. would
recommend this plan to a friend or relative.
The trip included a
cruise
Generali Global Assistance
Standard
This is the first time I ever purchased travel insurance, and, oddly enough, the first time I've ever needed it. There wasn't the slightest trouble with our claim, and all representatives were helpful and informative.
Catherine C. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Generali Global Assistance
Standard
it was nice having insurace in use of an emergency.
Jon H. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Generali Global Assistance
Standard
My wife had what "they" called a pre-existing condition. She had a balance problem for years that was well under control at the time we made the reservations. However, about one month prior to departure her condition worsened. She was afraid of falling and her doctor, after extensive evaluations, strongly recommended we cancel the cruise. The insurance refused to pay a single cent, but kept my premium. Guess there is nothing you can do.
Never again!!/Pete
Never again!!/Pete
Peter H. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
tour
Generali Global Assistance
Standard
Happily, we didn't have to file a claim so I can't comment on that. It did provide us peace of mind at a reasonable cost.
Linda M. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Generali Global Assistance
Standard
Great coverage. Covered the necessities.
William S. would
recommend this plan to a friend or relative.
Generali Global Assistance
Standard
Very easy to purchase. Great to have the security in case we weren't able to make the trip.
Two Seniors
Two Seniors
Larry D. would
recommend this plan to a friend or relative.
Generali Global Assistance
Standard
I took out the insurance just in case, but didn't need to use it as all went well with our trip. The insurance fee was reasonable and my dealings with the company were fine.
Deborah L. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Standard
I had to replace my wife with my son prior to the trip. While it was somewhat tedious, I was able to remove my wife from our policy and take out a new policy for my son. The net cost was lower due to the reduction in age. The rep at the company was very helpful.
David S. would
recommend this plan to a friend or relative.
Generali Global Assistance
Standard
My wife fell and injured herself on the way to the airport for our trip. She needed to be hospitalized and so we were unable to make the trip. The injury was covered under the plan and we were eventually paid. To get paid, we had to get doctor's reports and validation of rentals paid directly from the owner of the property even though I had paperwork indicating that the payments I had made were non-refundable. We did get reimbursed, but it took a while. We were glad we had taken out the policy.
Peter T. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
We did contact Generali for a status report on your claim. Your claim for reimbursement for your share of the Trip Cost was denied due to the preexisting condition exclusion listed in the policy:
"PRE-EXISTING CONDITION means a Sickness or Injury during the 180-day period immediately prior to your
effective date for which you or your Traveling Companion:
(1) received, or received a recommendation for, a diagnostic test, examination, or medical treatment; or
(2) took or received a prescription for drugs or medicine.
Item 2 of this definition does not apply to a condition which is treated or controlled solely through the taking
of prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the 180-day period before coverage
is effective under this Policy.
However, your wife's claim was denied because you neglected to cover her under the policy. The policy was purchased only for you.
Please feel free to call us if you have any other questions.