Travel Insurance Reviews Nationwide Universal Cruise
The Nationwide Universal Cruise plan is designed for travelers going on a cruise during their trip. Coverages include Trip Cancellation, Trip Interruption, Medical, Emergency Medical Evacuation, and in most states, an Itinerary Change Inconvenience benefit.
To learn more, see the Nationwide Universal Cruise product page.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Universal Cruise
For the coverage the cost was very reasonable and the plan itself was tailored for our cruise. Very satisfied thank you.
Dean S. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Universal Cruise
Had wallet stolen while on trip; there is basically no coverage...Also if you do submit claim they require original receipts for any claimed item.
While we could not use any coverage (due to excluding any coverage for the lost wallet) it may be difficult to provide original receipts for a replacement i.e. suitcase and clothes...it would appear this could be used to deny any coverage if a loss is incurred.
While we could not use any coverage (due to excluding any coverage for the lost wallet) it may be difficult to provide original receipts for a replacement i.e. suitcase and clothes...it would appear this could be used to deny any coverage if a loss is incurred.
John S. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Universal Cruise
I ended up putting Nationwide to the test by having to file a cancellation claim late in the game as a result of unanticipated knee surgery. Nationwide lived up to their end of the contract in an exemplary way. Filing was simple. All that was required was filling out a short form with one paragraph for the doctor. The claim was processed quickly and paid promptly. I don't see how it could have been handled any better. I really hated to have to cancel this cruise but it was great to have this cruise specific Nationwide policy covering my risk.
Thomas M. would not
recommend this plan to a friend or relative.
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Travel insurance plans are "named peril" policies which means only those perils/hazards that are specifically listed in the policy are covered. In addition, all plans have their "exclusions and limitations" which may affect your coverage. Although you can review the policy terms and conditions prior to purchase by clicking on "View Certificate", this can be a long and frustrating process given the number of offered plans, so we encourage you to call customer care at InsureMyTrip 800-487-4722 for assistance.