Travel Insurance Reviews Travel Insurance Reviews Plans
To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
WorldTrips
Atlas International
Was a nightmare working with your company. Filing a claim was a horrible process, will be telling people not to go with your company in the future.
Dana P. would not
recommend this plan to a friend or relative.
4 of
4 people found this review helpful
AIG Travel
Travel Guard Gold
The trip was cancelled due to excess snow but we continued our deposit to next year so we did not use the plan
John C. would
recommend this plan to a friend or relative.
The trip included a
cruise
TravelSafe
Basic
Every encounter with the staff was great and they were very accomodating. I only encountered a little bit of difficulty when I had to add a few days to the end of my trip for coverage. It just seemed it was difficult for the phone representative to find the right carrier of my insurance. But once he did everything was fine. I would definitely recommend this company.
Shannon K. would
recommend this plan to a friend or relative.
The trip included a
tour
John Hancock
Bronze
Did not need to use.
Roy J. would
recommend this plan to a friend or relative.
AIG Travel
Travel Guard Gold
Gave us the confidence we needed that our trip was protected and very glad we did not need to use the insurance
Ronnie D. would
recommend this plan to a friend or relative.
The trip included a
cruise
GeoBlue
Voyager Choice
Didn't have to use it thankfully.
Louis C. would
recommend this plan to a friend or relative.
Generali Global Assistance
Standard
We had to return early from our trip because of a health problem. Generali Global responded to our claim within two weeks and covered most of our expenses. We were very pleased with them and would not hesitate to use their insurance for our next trip.
John C. would
recommend this plan to a friend or relative.
The trip included a
tour
GoReady Insurance
Choice
The trip went well and I did not need to file a claim. I am not a fan of travel insurance but this policy covered what I needed and at an affordable price. Since I did not file a claim, not sure how it would have been handled.
Rhonda A. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
GeoBlue
Voyager Choice
Don’t know exactly how many times I have purchased this coverage. Never had to use it. But always glad that I have it!!!
STEVEN F. would
recommend this plan to a friend or relative.
HTH Worldwide
Trip Protector Classic
Feel like we were taken for a ride by HTH. We had a 30 hour delay in Dallas due to weather (or supposed weather according to American Airlines). Baggage was sent on to out final destination so we had nothing. I had purchased the policy because it had a provision for compensation for a 6+ hour delay as well as baggage delay. HTH response on attempting to file a claim was that we were not covered. And I guess if you read the fine print it can be interpreted that way. Baggage was reunited with us 40 hours later. HTH interprets this as not being covered since we were on our home bound leg. However, we were not home. We were in Dallas Texas with nothing! Dallas was not our final destination. Still they will not budge and cover us. I can understand that if we were actually home that we could drive to our house and have some fresh clothes. However Dallas is a 9 hour drive from our home. A very interesting interpretation of the coverage.
Sorry to say that I have used this policy many times in my travels but I never will again. Even had a claim speedily handled by them 6 years ago. This time the policy was shown to be highly deficient with so many loopholes in it that it would be unlikely to be able to file any successful claim.
My advice to others considering this coverage. Go elsewhere. Both HTC and InsureMyTrip have failed me big time.
Sorry to say that I have used this policy many times in my travels but I never will again. Even had a claim speedily handled by them 6 years ago. This time the policy was shown to be highly deficient with so many loopholes in it that it would be unlikely to be able to file any successful claim.
My advice to others considering this coverage. Go elsewhere. Both HTC and InsureMyTrip have failed me big time.
Louis S. would not
recommend this plan to a friend or relative.
6 of
6 people found this review helpful
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Carol
Thank you for taking the time to reply.
Our "Anytime" Advocates reached out to the HTH Worldwide claims processors who advised us that you did not actually file a claim. Nevertheless we agreed that there would be no coverage available under this plan for your baggage if delayed on your travel home:
"BAGGAGE DELAY (Outward Journey Only)
The Company will reimburse You for the expense of necessary personal effects, up to the Maximum Benefit shown on the Confirmation of Coverage, if Your Checked Baggage is delayed or misdirected by a Common Carrier for more than twelve (12) hours, while on a Trip. You must be a ticketed passenger on a Common Carrier. Additionally, all claims must be verified by the Common Carrier who must certify the delay or misdirection and receipts for the purchases must accompany any claim."
Please also note that HTH is not unique in providing baggage delay for the outward journey only. That is actually a standard limitation in most plans.
We are very sorry to hear that you are disappointed in the coverage provided by this policy. One of the many benefits of our website is the ability of our customers to quote, compare and review our plans prior to purchase. You can click on any of the blue links within your quote to read the details, take advantage of our online chat service or call customer care for assistance.
Please let us know if you have any further questions.Jul 24,2018
We were advised that you did contact the claims department on January 20th, 2018 to find out the extent of coverage under this policy after your friend became ill. Unfortunately, you purchased a single trip medical plan with no coverage under Trip Interruption for your prepaid nonrefundable travel expenses even if you decided to return home early. In addition, the medical condition that you noted as being the reason for a claim is a standard exclusion in all travel insurance plans. Although we certainly understand your disappointment, Tokio Marine can only reimburse you within the terms and limitations of your policy.
Perhaps you will decide to purchase another plan for your next trip. We encourage you to call us for assistance and a detailed explanation of coverage prior to purchasing a plan.
Please feel free to call us with any questions.