To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
We usually recommend that you purchase a plan within 10 to 21 days (depending on plan) of your Initial Trip Payment so you may qualify for any time-sensitive benefits, including but not limited to, the Preexisting Condition Waiver, Cancel for Any Reason and Financial Default coverage. However, you may choose to purchase any of our plans up to the day before you depart on your trip.
In answer to your comment on paying more for a plan within 14 days of departure, there really is only one company on our website offering two Comprehensive plans that may differ in premium depending on the date of purchase. All other Comprehensive plans, including AXA Assistance USA, base their premiums on age of traveler, trip cost and length of trip and do not increase or decrease the closer you get to departure.
We are inviting you to call Customer Care at (800) 487- 4722 at your convenience so that we can better explain the various plans and pricing with quote comparisons.