Travel Insurance Reviews Travel Insurance Reviews Plans
To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
AIG Travel
Travel Guard Silver
The time between when I submitted my claim to when I received a check was about 7 weeks, way to long!! I was asked for receipts, some which I did not save so only got reimburised for the couple small receipts I could find. Keeping all, I mean all was never mentioned when the plan was explained to me at time of purchase. Will shop around next trip I take overseas.
Karin A. would not
recommend this plan to a friend or relative.
The trip included a
cruise
Travelex
Travel Basic
It was excellent compared to my husband's health insurance, which plan had high deductible for medical and nothing for dental.
Kathleen S. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Standard
I didn't need to use the coverage but I have used CSA before and did need to file a claim which was handled quickly and to my satisfaction.
Marilee P. would
recommend this plan to a friend or relative.
GoReady Insurance
Choice
Thankfully Didn't have to use it but gave peace of mind in case.
Arianna M. would
recommend this plan to a friend or relative.
The trip included a
tour
TripAssure
Advantage Asset Plus
It was very expensive!
Jonathan F. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Choice Cruise
Warning to ALL who buy this plan - READ the details and fine print of the policy very carefully!! This comes from someone who filed a claim and was denied. I bought this plan for a cruise to the Caribbean. I started experiencing neck/shoulder pain the week of my trip. This was new onset by the way! No prior history of neck problems. I sought medical treatment and was diagnosed with a bulging disc in my neck. The doctor recommended that I not travel until I saw a specialist. I saw a specialist and was cleared for travel but had missed 3 out of the 7 nights of my cruise. All I wanted to be reimbursed for was those nights that I missed and the prepaid, non-refundable excursions! I was not trying to scam the system. I had a legitimate medical reason that prevented me from travel. Nationwide Insurance denied my claim stating, "Because your symptoms occurred during the 60-day period immediately prior to the Effective date of your policy, your condition is deemed a Pre-Existing Condition and therefore excluded from coverage." What is the point of purchasing trip insurance if you are not going to cover when a person has to seek medical care and can't go on their trip? They went on to state: "In addition, since the treatment occurred prior to the effective date, the reason for interrupting your trip is not considered Unforeseen and therefore not covered under the Trip Interruption benefit." "Unforeseen means not anticipated or expected." How much more "Unforeseen" can you get than a bulging disc in your neck that occurs within days before your cruise is scheduled? I mention again - NO PRIOR HISTORY of this medical issue. Even the cruise line wouldn't issue a refund because it was within days of the cruise. I would NEVER purchase trip insurance again because basically all it covers is if you have to seek medical attention while on your cruise. And even then, read your policy very carefully!
Kathryn L. would not
recommend this plan to a friend or relative.
4 of
5 people found this review helpful
-
Zac
Thank you for your feedback on the policy. We are sorry to learn that you missed a portion of your trip. We are also sorry to learn of your dissatisfaction with the policy. Based on the details provided in your review, it does appear that your claim was correctly denied. Travel insurance is designed to protect against unforeseen events only, and pre-existing medical conditions are not covered unless you qualify for the pre-existing conditions waiver. We would be happy to explain in further detail with you over the phone at 800-487-4722. In the future, we encourage you to call us to discuss if travel insurance will cover your primary concerns.Jun 10,2016
InsureandGo
Global Silver
Thankfully we did not need it!
Jose R. would
recommend this plan to a friend or relative.
The trip included a
cruise
AXA Assistance USA
Silver
we will use you again. thanks
peter e. would
recommend this plan to a friend or relative.
-
Crystal
AXA Assistance USA
Thank you for the kind review! We are delighted to know you’re happy with your purchase and had a trouble-free trip but were covered in the event the unexpected occurred. We look forward to providing travel protection for all of your future endeavors!May 02,2016
The trip included a
tour
GeoBlue
Voyager Choice
Although I did not need medical attention on my 10-day trip to Romania, I felt confident that the insurance I was there for me if it was needed. The price was reasonable for the peace-of-mind it provided.
Helen J. would
recommend this plan to a friend or relative.
The trip included a
tour
AIG Travel
Travel Guard Gold
Travel insurance came through for 2 individuals during my trek who had to be evacuated. I was glad I had the coverage, "just in case".
Sandra P. would
recommend this plan to a friend or relative.
Travel insurance claims are handled on a reimbursement basis and require receipts to prove your loss. We advise that customers read the terms and conditions of the policy shortly after purchase to familiarize themselves with the claims provisions, and contact the insurance provider to learn the types of documentation required for each claim.
Our customer service representatives are available 7 days a week. Please call us at 800-487-4722 if you have any questions or concerns.