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After reviewing this a little further, depending on the reason for staying a few extra days, some lodging expenses may have coverage. I cannot guarantee but the language in the plan states:
If Your Trip is delayed at least 5 consecutive hours from the original departure time and prevents You from reaching Your intended Destination the Company will reimburse you for only one delay per Insured, per Trip, up to the Maximum Limit shown in the Schedule. The Trip Delay benefit will cover Reasonable Additional Expenses until travel becomes possible to the originally scheduled Destination, as a result of a cancellation or delay Your Trip for one of the following Unforeseen events:
(a) Common Carrier delay;
(b) You or a Traveling Companion have lost or had stolen, your passports, travel documents, or money;
(c) reasons listed under Trip Cancellation and Interruption.