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Travel Insurance Reviews Travel Insurance Reviews Plans

To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.

How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.

InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.

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Customers rated our travel insurance plans
4.57 out of 5
84,915
ratings and reviews
96%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
We use Insure my Trip for all our travel. We made a medical claim several years ago and we had no problems with getting reimbursed. I would highly recommend this company!
Lorraine C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you very much for your 5 star review. Since 2015, you have partnered with the Nationwide Mutual Insurance Company for your travel insurance plans. It is great to hear that the partnership has been successful.
    Feb 14,2019
The trip included a
tour
Nationwide Mutual Insurance Essential
I thought we purchased a good plan with good coverage. I have had an open claim since October, I do not think this is a reasonable timeframe for resolution. I was told before Christmas that the claim was close to being finalized. When I followed up over a month ago, I was told it was being reviewed by a supervisor and would hear shortly. When I called today, I was told the same. Everyone else that traveled with me has been reimbursed by their insurance companies months ago, I am very disappointed. I just received an email saying the claim was denied. Why did that take 5 months?
Bonnie D. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you very much for your review. However, your claim was correctly denied by the insurance company since it did not meet the crteria listed in the policy which is stated below:

    "TRIP INTERRUPTION
    The Company will pay a benefit, up to the maximum shown on the Confirmation of Coverage, if You are unable to continue on Your Covered Trip due to:
    .....
    (j) Natural disaster at the site of Your destination that renders the destination accommodations uninhabitable;
    (l) Weather that causes complete cessation of services of the Common Carrier for at least twenty-four (24) consecutive."

    In order for a claim to be payable, it must meet one of the criteria in the policy, such as, these 2 named perils. The policies don't work on the assumption that something might happen while on your trip. Coverage kicks in once a covered event actually occurs. Unfortunately, the fact that you made the choice not to go before an unforeseen event occurred will make you ineligible for any payments lost or additional expenses incurred.

    Please call us at 800-487-4722 if you would like additional information.
    Feb 26,2019
The trip included a
cruise
Nationwide Mutual Insurance Essential
I have investments thru Nationwide, they are a good company. I feel good about working with Nationwide with any insurance or investments.
Gerald F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
C&F Travel Insured International Worldwide Trip Protector Lite
Since I didn’t need it I don’t know for sure but I felt safe
Nancy N. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Travelex Travel Basic
I was very happy with Travelex travel basic plan. Once I submitted my documents, I received a check for the total amount allowed. My phone was lost on an international flight and I immediately called Travelex and my agent, Candace, worked on my case. My claim was approved and I was sent me a check within 3 weeks. Great service! I will use them again.
LINDA L. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
C&F Travel Insured International Worldwide Trip Protector Lite
Fortunately I didn’t have to make a claim but the process and communication was simple and seemed efficient
Denise S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
I bought this insurance because my wife and I were taking our first cruise. Our friends take out trip insurance for every cruise and recommended using this because it was cheaper than what the cruise line offered. I believe this plan was as good as the plan the cruise line offered, but at a better rate. If I were to purchase trip insurance, I would get this plan again. However, I will probably not buy trip insurance again. I felt like this was a markup playing into my fears much like extended warranties, flight insurance, and rental car add'l insurance. I would rather plan my trip smartly to prevent the kind of things one would use trip insurance for. For example, my wife and I flew into the embarkation city a day ahead of time and picked a return flight several hours after cruise returned to port, so there was hardly any chance of us missing the cruise or our flight home. We also picked a cruise during the time of year when the weather was mild, which would prevent a change in itinerary due to storms, hurricanes, etc.
Jason T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you very much for your input. We certainly appreciate your comments and agree that claims can be prevented or mitigated to some extent. However, the number one covered reason to cancel or interrupt your trip is the unexpected sickness, disease or injury of an insured, traveling companion or family member. Many times these are situations that are out of your control.
    In addition, Comprehensive plans include medical coverage to reimburse you for medical expenses incurred during your trip and emergency medical evacuation which provides transportation to the nearest appropriate medical facility where you can get the proper treatment that may not be available locally.

    Please call us at 800-487-4722, if you have any questions or concerns.
    Feb 13,2019
The trip included a
cruise
Generali Global Assistance Standard
Had piece of mind
I did not need to use the insurance
Mervyn H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
AIG Travel Travel Guard Basic
Well worth it for the piece of mind!
William L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
Now that my husband and I are in our 70s, we know we need travel insurance (luckily, we had bought some two years ago when my husband needed emergency surgery three days before a trip to China).
The Nationwide Universal Cruise plan we bought for our recent cruise is low cost and designed for our specific needs. While we didn't have to file a claim (thank goodness), the peace of mind we bought was well worth it.
Joan M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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