Travel Insurance Reviews Travel Insurance Reviews Plans
To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
International Medical Group
Patriot International Lite
I didn't need it, but it was easy to buy, affordable, and it covered everything I needed.
Alejandra P. would
recommend this plan to a friend or relative.
Generali Global Assistance
Standard
I was robbed and my phone was stolen during the trip. Only to found out the luggage insurance exclude phones.
Avi B. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
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Mike
Thank you for your feedback on the policy. We appreciate you using InsureMyTrip for your travel insurance needs. We are sorry to learn that your phone was stolen during your trip. The claims administrator is required to adjudicate claims based on the terms and conditions of the policy. Unfortunately, phones are a listed exclusion on this policy. In the future, please call us at 800-487-4822 prior to purchasing a policy so that we can assist you in selecting a policy that best suits your needs.Jan 21,2019
IMT
Travel Visa Medical
I purchased this travel visa medical plan for the purpose of my Schengen visa application and subsequent 1-week trip to France. I cannot comment on how good the coverage was or customer service as I never needed to use the medical plan or file for a claim (thank God), but as far as the visa application was concerned, this medical plan was more than sufficient to satisfy the Embassy's requirements. No questions asked and I got the visa in a week. For that purpose, I definitely recommend this!
Marudachalam S. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
AIG Travel
Travel Guard Basic
While we didn’t have to use the coverage this plan provided, we felt secure knowing we had coverage if we needed it. This adds to the enjoyment of our travels, as it takes away worry and stress about possible health events. We always travel with insurance, and we have found the best prices and coverage for us through Insuremytrip.
Dick I. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
No claims; no problems.
Linda M. would
recommend this plan to a friend or relative.
WorldTrips
Atlas International
The plan for my trip to Brazil was very reasonable considering the coverage I chose and the time I was there (about a week and a half) In my opinion it was very well worth the peace of mind of knowing I was insured in a country I had never been to before.
Connor F. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
John Hancock
Bronze
Only reason I gave 4 instead of 5 stars on the "all items covered" and "promptly and fairly" questions was because the checks I received indicated there was a letter coming AND I expected a third check for incidentals. After waiting till after the holidays and not receiving a third check or a letter I called and found out the letter was actually an email and it had been sent to an incorrect email address. It took a day or so for the email to be resent and it explained that incidentals were not covered by the policy I purchased. The explanation of everything else covered was fair and reasonable.
Roy M. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Choice Cruise
Best Plan for anyone who books cruises in advance and wants to wait until final payment is due to purchase insurance and still cover pre existing condition. A no -brainer!
LESLIE L. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector Plus
The main reason for our trip (two different tours at the World War II Museum in New Orleans) were cancelled. Thought we were covered because we had purchased 'cancel for any reason' travel insurance. As soon as I found out about the second cancellation (granted, it was the day before we were supposed to leave), I contacted the company via the toll free number and was told that, even though we had 'cancel for any reason' insurance, we did NOT have a 'valid' reason to cancel and our non-refundable expenses (airfare & hotel purchase through airline site) were NOT going to be covered since it was less than 48 hours prior to departure. Asked to speak to a supervisor and asked if there were no provisions for 'last minute' events but she repeated that, if I would have read the details of the coverage (well, sure, that's on me because like most terms of agreement, nobody really READS them all the way through. I thought 'cancel for any reason' actually meant 'cancel for any reason'.), I would know that within 48 hours of departure, my reason was not going to be covered; the flight and the hotel were still available to me even though the reason for going was not anymore. Got an email from the company and voiced my complaint and opinion on the matter and, as of yet, almost a week later, no one has contacted me. Needless to say, I am not a fan.
James S. would not
recommend this plan to a friend or relative.
2 of
4 people found this review helpful
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Carol
Thank you for purchasing your CF Travel Insured policy through InsureMyTrip.com. We apologize for your difficulty in submitting a claim.
Cancel for Any Reason only reimburses you if you cancel your trip up to 48 hours prior to your departure date for other than a covered reason. Since your request to cancel was within that 48 day period, there would be no coverage under the Cancel for Any Reason option.
In the future, please feel free to call us at (800) 487-4722 prior to your next for assistance in quoting or purchasing a policy.Jan 23,2019
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Claim was processed successfully but very slowly (3 months from filing to check). Cancellation resulted from traveling family member's unexpected surgery. Claim form (from claims processor in Florida subcontracted by Nationwide) asked for rights to access her complete medical records over an extended period. Instead, she provided a formal letter from her surgeon. Since the amount claimed was little more than $100 over the cost of the policy premium, she/I felt this demand to access huge amounts of confidential health information was way out of line. Buyer beware; in processing claims, claim processors may automatically ask for intrusive access to someone else's health records. If you (or they) are not willing to provide this, try pushing back but realize that you may ultimately be forced to either forego your claim or reveal medical information belonging to whichever party "caused" the claim. These days privacy has a real value and claims processors should adapt by asking only for what can be reasonably required to fairly process the claim in front of them. In this instance, Nationwide's claims processor acted reasonably; they did not press for anything more than the surgeon's letter and did not reject the claim automatically because I didn't sign anything granting them permission to go where they didn't need to go.
Adrian H. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
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Carol
We are very pleased to hear that you were able to work with your Nationwide claims representative to your satisfaction.
Please also keep in mind that the caring, licensed travel insurance representatives at InsureMyTrip are open and honest with every traveler, because our non-commissioned representatives work to find the best plan for you. Our Anytime Advocates® will support you with the process if you feel a claim has been unfairly denied.Jan 16,2019