Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
Berkshire Hathaway Travel Protection
ExactCare
would definitely consider using Berkshire Hathaway again = true bargain in the 'insurance world'... thanks!!
Angela D. would
recommend this plan to a friend or relative.
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Brittany GBerkshire Hathaway Travel Protection
Thank you for your feedback, we appreciate it!Dec 31,2019
The trip included a
cruise
tour
HTH Worldwide
Trip Protector Classic
I did not have to use the insurance but the peace of mind it provided while I was on the trip was wonderful. Knowing it was there should a need arise gave me comfort so I could have fun and no worries.
Carol T. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
HTH Worldwide
Trip Protector Preferred
We experienced a dental problem, but were unaware that an accident/police report needed to be made and only treatment that took place there would be covered. Previous plans I've had allowed us to complete treatment at home if not an emergency situation.
Luggage was also destroyed and a claim must first be filed with airline. HTH insurance took 48 hours to respond to tell us that so we missed the 24 hour window to do so with the airline, so we couldn't file for the damaged luggage.
Will never purchase this insurance again.
Luggage was also destroyed and a claim must first be filed with airline. HTH insurance took 48 hours to respond to tell us that so we missed the 24 hour window to do so with the airline, so we couldn't file for the damaged luggage.
Will never purchase this insurance again.
Ambrosia M. would not
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
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Carol
Thank you for your reply. We also have a response from HTH Worldwide:
"Thank you for your review!
Our claims department confirmed that in your email concerning the dental injury, you advised that dental treatment was not received while on the trip and that you were planning to seek treatment at home. Unfortunately, any treatment received needs to occur during the trip. Since you did not seek any dental treatment while on the trip, the plan will not consider reimbursement.
Regarding the damaged baggage, we need additional information. We will reach out to you for this so we can consider the damaged baggage claim.Thank you!"Jan 07,2020
International Medical Group
iTravelInsured Travel SE
It's one of the cheaper plans with a long pre-existing condition period, but has really high medical coverage, so that's why I chose it. I had to visit the ER after falling on some ice right before my flight. BRING YOUR CLAIM FORM WITH YOU TO THE DOCTOR! It makes it so much simpler when you want to file your claim since Dr has to fill it out. I asked for refunds from airlines first. Documents required was proof of travel payments (CC statement), itinerary/ticket, claim form, refunds from airlines, discharge with diagnosis, doctors note. My claim was small ($38) so maybe that's why they approved it so quickly and easily. I filed claim by email on 12/11, got confirmation of claim on 12/12, email of claim approval with amount on 12/19, payment direct to my checking account on 12/24. I'm very satisfied, as I expected it to take months, from reading about difficult IMG claims. Of course, I made sure all my documents were in perfect order and it was a small claim from an accident with a US doctor, so maybe that's why. Any claims with the possibility of pre-existing conditions might take much longer to process, requiring medical records from the hospital/doctor.
Ethan M. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
tour
C&F Travel Insured International
Worldwide Trip Protector
Didn't need to use it, but glad it was there.
Kelly J. would
recommend this plan to a friend or relative.
Berkshire Hathaway Travel Protection
ExactCare Value
Bought Berkshire Hathaway Travel Protection ExactCare Value plan. Actually had a medical emergency. It took a few weeks but the plan processed everything and actually paid 100%, which is a first for me. Couldn't be with a happier outcome given my circumstances.
Eugene M. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
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Brittany G
Berkshire Hathaway Travel Protection
Thank you for your review, we're glad you've had a positive experience.Dec 31,2019
The trip included a
cruise
TravelSafe
Classic
Thankfully, I didn't have to use our insurance. When our travel dates changed, insuremytrip was easy to reach by phone and answered my questions clearly.
Loretta G. would
recommend this plan to a friend or relative.
AIG Travel
Travel Guard Gold
The policy appeared to provide sufficient coverage though without having a claim to submit it would be difficult to rate this policy as its value would be in the ease of claim process and claim payment provided if it was needed. I give this three stars not to indicate dissatisfaction but as a neutral rating since I had no claim experience to report on.
Barbara C. would
recommend this plan to a friend or relative.
International Medical Group
iTravelInsured Travel SE
Did not need to use but peace of mind knowing I had policy.
Mary Ann O. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Travelex
Travel Basic
Didn't need the plan on our travels so don't know how well it would have worked. Price seemed reasonable for coverage promised. Would use again.
Frank D. would
recommend this plan to a friend or relative.