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Travel Insurance Reviews Nationwide

In business since 1926, Nationwide focuses on providing the best possible service for its customers. Nationwide travel insurance plans offer a range of innovative benefits for a variety of travel needs.

Learn more about Nationwide.

Customers rated Nationwide Mutual Insurance Company
4.61 out of 5
11,320
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Essential
Policy was easy to purchase and a reasonable price. All info was available for download.
Each time we return from our trip without using the insurance we question purchasing the plan.
Then, we think what could have happened, and are we prepared to chance uncertain health care and the financial loss that we might incur.
Nancy D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Best price on the market for good coverage of essentials!
Donald W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Thankfully I did not need to use it but it is a nice feeling to know that it's there. Thank you.
Vita J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I did not have a claim to file, but the price for the coverage was competitive. Nice to have just in case something goes wrong.
Mark H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Prime
On our cruise someone fell down the stairs and hurt themselves badly. Someone else had a stroke. Each incident made me glad we had been smart enough to get travel insurance.
John D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Prime
Nationwide is definitely not on your side! I purchased this plan for my wife's trip to Peru. Her suitcases were stolen from a bus by a team that opened the hold while the bus was rolling. The policy provided for $2000 lost luggage, about half the value of what was lost, so we filed a claim.

Nationwide did everything possible not to pay, in order by:
1. Claiming the vehicle was unattended at the time of theft thus ineligible for coverage (note, the bus was full, and moving at the time).
2. Demanding that we provide evidence of insurance coverage held by the Peruvian bus company.
3. Demanding that we file a claim with them.
4. Demanding that we await the outcome of the claim with the Peruvian bus company, even though we'd already provided evidence of the maximum they would pay out in the event the Peruvian bus company approved our claim (their maximum was ~$120).

After I threatened to go to the Insurance Commissioners of both of their home state of Florida and my home state of California, they relented and approved the claim, 3 months later, for the coverage amount, minus the $120 that the Peruvian bus company promised but that we will never see of course.

InsureMyTrip was very helpful in providing an advocate that also helped convince Nationwide to pay this claim in good faith. I will never buy another policy from Nationwide, but I am grateful for the help InsureMyTrip provided in pursuing this claim.
Carmen S. would not recommend this plan to a friend or relative.
5 of 6 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
I didn't file a claim so I can't comment on the claims handling process but I can say I was pleased with the coverages including terrorism and baggage delay lines particularly. Good time amount (shorter than some other policies) for the baggage delay to kick in and all the other coverages that I'd want were included at a good price.
Michael P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
The plan I purchased had the coverage I needed at a great price. Thankfully I didn't need to file a claim, and my travels were worry free knowing that I was covered.
Glenn A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
The policy provided peace of mind, which is what we wanted.
Charles P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
I very much appreciate the fact that the policy included some coverage for medical and emergency dental care, since I am on Medicare and that does not cover services outside the US. However, I wish the coverage limits were higher, even as an option. Knowing what a hospitalization can cost even for "minor" accidents or short-term illnesses, I was nervous about the coverage limitations in the policy.
Donald F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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