Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
The trip included a
tour
Nationwide Mutual Insurance
Essential
We usually buy the Nationwide Essential travel insurance at the same time we make tour/travel reservations. Although tour companies offer similar coverage, it usually costs more. A couple of times we have needed to adjust the dates of coverage a little (i.e. extended the trip or airline schedule changes) and were able to modify coverage dates fairly easily with no additional cost. Fortunately, we have not needed to file a claim for the 6 or 8 trips we have insured, so I can't comment on the claim process. Overall, the Nationwide Essential Plan seems adequate and flexible enough to allow us to customize of coverage to meet our needs.
Randall R. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
Nationwide Mutual Insurance
Essential
Had to cancel my trip a month before, got nothing back from the insurance
Mark J. would not
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
No claim was needed.
Rachel W. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
We bought the plan “just in case” and it certainly gave us the peace of mind we hoped for. Luckily for us, the “just in case” did not happen! BUT we were ready…
Richard T. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
Nationwide Mutual Insurance
Essential
Trip was cancelled, policy did not cover nonrefundable deposit.
Paul B. would not
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
It is hard to answer these questions as I did not have a claim.
Annette J. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
I paid extra $1,300 for my flight from London to Manila with Air China because my original flight with Shenzhen Airlines ($999) was postponed for the next day. It was a Sunday, their office was closed, have tried calling them, I even went to the airport but Shenzhen Air didn't have any representative there. I wanted to explain to them that I won't make it to my connecting flight in Bao'an China if I take their postponed flight.
Nationwide paid only $600 for the new flight that I paid after Shenzhen messed up everything for mine and my husband's flight.
Nationwide paid only $600 for the new flight that I paid after Shenzhen messed up everything for mine and my husband's flight.
Maria Theresa F. would not
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Plan provided adequate care at a reasonable price. Had air problems @ beginning of trip and was disappointed there is NO phone support on weekends.
Bruce E. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
The tragic events of October 7, 2023 and ongoing conflict contributed to the decision by my travel operator to cancel the trip to Israel. Nationwide said that because the tour operator didn’t cancel within the first 30 days of the “terrorist event” that no coverage existed. No tour operator has given tours in Israel since October 7 so that was just a way for Nationwide to avoid any liability. Later when I appealed, they shifted to saying it was a declared “war” despite the fact that Gaza isn’t a “country”. I've used Nationwide over 10 years and only had one other claim and that took months to settle. Buyer beware when traveling to any part of the world that has ongoing civil or military events. Most trip insurance will either not cover the “terrorist” or “war” claim or find a way not to pay the claim using word salad or creative interpretations to avoid payment. Fortunately after all of this, the tour operator refunded our trip deposit and British Airways provided a reasonable time frame to use the value of the air tickets to take another trip.
Robert C. would not
recommend this plan to a friend or relative.
4 of
4 people found this review helpful
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Iam very satisfied wt ensure my trip nationwide see your next trip🙏
Rolande L. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful