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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,772
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I'm in the process of filing the claim. Further followup to be added after completion.
Marc L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
We had a delay in total of 6 hrs ( as confirmed by airline e-mail) because plane was diverted back to initial flight departure airport (JFK) after being in the air for 1 hr out of total of 4+ hrs to the destination. The reason as we were informed - technical difficulties with weather radar. The Nationwide, as per insurance policy we bought, should reimburse for two of us (myself and my wife) one way flight cost (total of only $242) out of total trip cost of $2,000 including hotel. Company Trip delay policy has 3 written items for delay reimbursement: a) reasonable additional expenses - we didn't have them, b) an economy fare from the point where we ended our covered trip to destination where we can catch up to covered trip - we had the same departure point and c) a one way economy fare to return us to our originally scheduled destination.
Nationwide stated that items b) and c) meant " additional " economy fare (our fare was originally the economy one). Out of noted items a), b) and c) only item a) says " additional" but representative from the company when I spoke with over the phone asking for claim paperwork said that all 3 items meant to be " additional" and we never received the papers to file a claim.

That's was the reason of our unsatisfied business with Nationwide in this part of the policy.

Thank you.
Lev V. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Very pleased with the plan, ease of selection, simple website and variety of options available to the customer! Great job.
Alexander D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
It is the first time that I take out an insurance when flying abroad, I certainly will do it again. I felt safe knowing that i was covered. I liked the person who helped me get the best coverage for me.
I am very satisfied.
Barbro B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
As the long weekend progressed, weather and traffic got bad during our last day, we felt secure in knowing that our trip delay was covered should we not be able to get out that last day. We felt a ping at one moment about our luggage being held up in the Customs mess at Atlanta Airport, and knew we were covered. It made the holiday mess and snow on the other end of the line just another amusement during the most traveled day of the holiday crunch.
Mary N. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Didn't have to use it...but a relief to know it was there while traveling abroad!
GUY R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Thankfully I did not need to use my policy; however, I travelled with additional peace of mind know I had it
GUILHERME M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
A bit too expensive for what it was, but it did cover more than other similarly priced plans.
Lori M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Claim process worked smoothly, timely and efficiently.
David J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Covered all of our concerns for a worry free vacation! Always use insuremytrips and always will.
Joseph L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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