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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,795
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Essential
Easy to sign up, and affordable. This insurance gave us the peace of mind we wanted prior to, and during our first cruise. We didn't need it in the end, but we had no worries, and we didn't worry as we played the "what if" game.
Kenneth D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Nice to know that I'm covered, one less worry when traveling in another country.
Keith B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
The reason I bought was for the piece of mind while traveling to China. Nationwide is advertised everywhere, so hopeful if needed. Thank goodness I did not need it.
Michael S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Hard to review when no claim filed, but all seemed fine.
Virginia H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Peace of mind
Amrish P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Never filed a claim so can't really say how good Nationwide would be in a real life situation. The benefits were very competitive for the price paid.
Robert C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I'm in the process of filing the claim. Further followup to be added after completion.
Marc L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
We had a delay in total of 6 hrs ( as confirmed by airline e-mail) because plane was diverted back to initial flight departure airport (JFK) after being in the air for 1 hr out of total of 4+ hrs to the destination. The reason as we were informed - technical difficulties with weather radar. The Nationwide, as per insurance policy we bought, should reimburse for two of us (myself and my wife) one way flight cost (total of only $242) out of total trip cost of $2,000 including hotel. Company Trip delay policy has 3 written items for delay reimbursement: a) reasonable additional expenses - we didn't have them, b) an economy fare from the point where we ended our covered trip to destination where we can catch up to covered trip - we had the same departure point and c) a one way economy fare to return us to our originally scheduled destination.
Nationwide stated that items b) and c) meant " additional " economy fare (our fare was originally the economy one). Out of noted items a), b) and c) only item a) says " additional" but representative from the company when I spoke with over the phone asking for claim paperwork said that all 3 items meant to be " additional" and we never received the papers to file a claim.

That's was the reason of our unsatisfied business with Nationwide in this part of the policy.

Thank you.
Lev V. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Very pleased with the plan, ease of selection, simple website and variety of options available to the customer! Great job.
Alexander D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
It is the first time that I take out an insurance when flying abroad, I certainly will do it again. I felt safe knowing that i was covered. I liked the person who helped me get the best coverage for me.
I am very satisfied.
Barbro B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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