Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
I felt at ease knowing that our trip was covered. We have never had a claim, but it's nice to know that it's there if you need it. I am about to purchase coverage for another upcoming trip.
Janice C. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
I was satisfied as I was confident and secure in any eventuality of an interruption in my trip that I did not have to worry.
Frenie R. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Submitted a Travel Delay claim due to return flight having been cancelled. Carrier advised us it would be 48 hours before they could provide an alternate flight, so I purchased a 1-way ticket with another carrier for a flight that left sooner. I incurred expenses of $263 (replacement airfare plus meals.) I submitted a claim and received a check for $150 (the maximum daily amount provided by my policy) in exactly 10 days. The company did what they were supposed to do, in a timely manner and without any hassles.
Michael V. would
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
The trip included a
tour
Nationwide Mutual Insurance
Essential
I compared the price and features offered with this plan with several other companies. Nationwide mutual had the best coverage for the price offered. I read a lot of positive reviews by others about Nationwide and the company sounded like a good choice for my needs. Fortunately, I didn't need to file a claim but I'm glad I purchased it for the peace of mind.
Brent G. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Fast, inexpensive, great service, and excellent coverage. Difficult to beat that!
Michael E. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Appreciate that we can get a plan to insure the basic tour cost. While traveling within the United States, we don't feel it's necessary to emphasize the extra insurance for luggage, medical, etc.
Lynda B. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Great value for cost of plan.
Kylie M. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
It would have been nice to have rental car coverage for Ireland.
Gary H. would
recommend this plan to a friend or relative.
-
Zac
Thank you for your feedback on the policy. Nationwide travel insurance plans do not offer a rental car collision damage waiver when traveling to Ireland. The reason for this may stem from restrictions imposed by rental car companies in Ireland. Some countries restrict third party and/or foreign Collision Damage Waiver. Some rental car companies restrict third party and/or foreign Collision Damage Waiver. In general, travelers should always check with the rental car company to see if they accept third party auto insurance.Jun 23,2015
The trip included a
tour
Nationwide Mutual Insurance
Essential
Purchased for protection in case of medical needs while out of country. Good peace of mind. I did not need to use this policy. Previous trip was delayed and similar policy helped with extra costs incurred.
Rita D. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
The only issue was that I didn't know that I had to buy the insurance when I made the initial payment. You are unclear as to when this occurs - is the initial payment when I make the hold payment? Or is it when I make the initial 50% of trip payment?
Richard M. would
recommend this plan to a friend or relative.
-
Zac
Thank you for your feedback on the policy. The Initial Trip Payment is the very first time any money of any kind was paid for any part of your trip. Even if the payment you made was refundable at one point in time, it is still considered the initial trip payment. The redemption of points or miles, while not an actual monetary exchange, would still constitute as an initial trip payment if they were the first transaction you made for your trip. In determining the initial trip payment date, the insurance providers claims department will request specific documentation showing the date the credit card number was provided to the travel supplier or when the check was written.Jun 16,2015