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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,795
ratings and reviews
96%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
We actually purchased this plan so we would have medical evacuation coverage while in the Bahamas. On the way home, our flight was diverted to an airport around 2 hours from St. Louis due to a tornado. We rented a car, spent the night, and drove the next morning instead of taking a bus the next day. I submitted the receipts for the hotel and rental car without much hope of it being paid. Within about 30 days, I received a check for both. It was an easy process.
Lori W. would recommend this plan to a friend or relative.
5 of 5 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Great service. No issues.
Michael A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
TruTravel provided the most coverage for the best price for our trip-- thanks!
LAWRENCE S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Very good coverage at a great price! Had a family member pass away 3 days before departure, and the claims office was great about getting me set up with the needed documents and allowed material to be submitted by e-mail. Claims process was straight forward, fair, efficient, and reimbursed in full for a covered event. I will confidently purchase from tru travel for future insurance needs.
Jonathan B. would recommend this plan to a friend or relative.
6 of 6 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
I have actually purchased this insurance before. My first purchase was when I went to Costa Rica and experienced a very unfortunate accident on my first day. I had a compound fracture of my ankle in 3 places. I had to be transported by helicopter to the hospital in San Jose for surgery. Everyone was so helpful from the clinic to the surgeon. The only issue I had was my insurance wasn't accepted at the hospital and I had to pay upfront and get re-reimbursed by the insurance co. The language barrier and money conversion was somewhat confusing, but other than that it was a great experience with this insurance.
Rita R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
The customer service people were very well informed and patient. They took the time to understand exactly what kind of coverage I was looking for, review the different options, and help me make a decision. They then emailed all the information to me in written form and were happy to answer whatever questions I had.
Carol F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
My golf clubs were delayed almost 3 full days on the return trip. I did not realize that they were covered for only the outward leg. I would have wanted it for both ways and would have paid extra for it.
Joyce L. would recommend this plan to a friend or relative.
3 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Fergus
    Photo
    Most policies say baggage delays only covered outward bound. They figure you can live with your own stuff once you get home. Makes sense.
    Jul 31,2013
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I compared more than a dozen plans to find the one that best suited my needs... at the price I liked. I have yet to need the services of travel insurance; but, I am confident that when that day comes I will be insured thru InsureMyTrip.com
Frank C. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Everything with my trip went good ,therefore,I did not need to file a claim, but it was good knowing I had it if needed.
CIRA G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Thanks for the peace of mind!
Karen S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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