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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,773
ratings and reviews
96%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
Quick, efficient, and inexpensive!!! Customer representative provided great service too!!!
Joanne M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Nationwide Mutual Insurance Essential
This coverage gave me a secure feeling, when the vacation rental wanted all their money up front with a no refund policy.
Mary Ann B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Didn't need to file a claim but was comforted by knowing we had coverage at a reasonable price.
John S. would recommend this plan to a friend or relative.
1 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
The process was easy, and the staff member on the phone was very patient and nice. I had never bought trip insurance before, and she answered all my questions without making me feel silly about how simple they were. She made the experience very pleasant, and I would use the service again for an expensive trip.
Debbie Y. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
I liked all the choices available
cecilia l. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Customer Service is excellent!
Malti K. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Well, it was great, because I didn't need to use it. The real proof of the pudding is if you need to make a claim.
Donald O. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
I think for the price of the policy, there should be coverage for trip cancellation beyond just medical reasons.
Antoinette A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Had our European trip cancelled at the last minute due to an air traffic controller strike in Lisbon, Portugal. Although our trans-atlantic carrier immediately provided a full refund, we needed to also cancel our European flight segments - as we were also flying from Portugal to Spain and within Spain - as well as our first night's deposit for our hotel. We contacted a Tru-Travel claims representative who proved to be very professional and courteous; she immediately began processing our claim once we provided payment verification for our flights and hotel.
Within several weeks we received a check in the mail for all our non-refundable payments.

Very pleased with Tru-Travel and their customer service. I would highly recommend them.
George K. would recommend this plan to a friend or relative.
12 of 13 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Cheap plan for ease of mind. I ended up having to file a claim and they did not hesitate giving me my money back. It took 18 days to receive my check which was very suffice.
Justin W. would recommend this plan to a friend or relative.
8 of 9 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
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