Travel Insurance Reviews Nationwide Universal Cruise
The Nationwide Universal Cruise plan is designed for travelers going on a cruise during their trip. Coverages include Trip Cancellation, Trip Interruption, Medical, Emergency Medical Evacuation, and in most states, an Itinerary Change Inconvenience benefit.
To learn more, see the Nationwide Universal Cruise product page.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Universal Cruise
Fortunately, we did not need medical attention while on our trip, but felt this plan would have adequately covered us if we had.
Suzanne A. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Universal Cruise
We did have to file a claim, and the process was very smooth. I recommend this insurance!
William H. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Universal Cruise
As no one ever plans their delay - buying insurance is tricky. Seriously they emphasized all big words and promises to cover everything from departures to return home as long as cruise was part of the trip
We had a 2 days before and after cruise in Barcelona. And American Air canceled the flight for 24+ hour to final destination
Nationwide did not covered misses tour (because it wasn’t part of cruise) nor did they covered first night of the hotel charges that we have missed
Note to myself: Read, read, READ your policy and remember that insurance is a business and not your friend
We had a 2 days before and after cruise in Barcelona. And American Air canceled the flight for 24+ hour to final destination
Nationwide did not covered misses tour (because it wasn’t part of cruise) nor did they covered first night of the hotel charges that we have missed
Note to myself: Read, read, READ your policy and remember that insurance is a business and not your friend
Vadim B. would not
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
The trip included a
cruise
Nationwide Mutual Insurance
Universal Cruise
I didn't require use of the plan or the need to contact anyone with questions
Steven M. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Universal Cruise
Nothing went wrong so this is based on what we bought not how we benefited from it.
Liliam S. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Universal Cruise
For the coverage the cost was very reasonable and the plan itself was tailored for our cruise. Very satisfied thank you.
Dean S. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Universal Cruise
Coverage was expensive compared to cost paid.
Angela C. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Universal Cruise
Thankfully we did not have any problems and did not need to use the insurance. However, knowing that it was in place and we had coverage certainly made for a relaxing trip!
Beverly C. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Universal Cruise
Since I didn't file a claim, it's difficult to score the insurance overall, but I do like that Nationwide has travel insurance specific to cruises. That means it includes items many travel insurances won't have, such as missed ports or shore excursions. They are my go-to travel insurance anytime I take a cruise.
Etienne B. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Universal Cruise
Never had to claim any part of policy so really can't rate. Translation: Cruise went perfect :)
John S. would not
recommend this plan to a friend or relative.
"TRIP DELAY - The Company will reimburse You for Covered Expenses on a one-time basis, up to the Maximum Benefit shown on the
Confirmation of Coverage, if You are delayed, while coverage is in effect, en route to or from the Trip for six (6) or more hours due to a defined Hazard.
Covered Expenses:
(a) Any Additional Expenses incurred;
(b) A one-way Economy Fare to return You to Your originally scheduled return destination."
Nationwide next reviewed your request for payment under the Trip Interruption benefit. Sometimes a missed expense may be covered under Trip Interruption even it was not covered under Trip Delay. Unfortunately, the circumstance did not qualify for one of the covered perils under the Trip Interruption benefit.
It is never pleasant to have your claim denied. Hopefully this explanation will guide you to a future purchases.