Travel Insurance Reviews Travel Insurance Reviews Plans
To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
The trip included a
tour
Nationwide Mutual Insurance
Essential
We had always been buying more costly travel protection plans through travel agents but online purchase is less expensive & quite convenience. Had recommended nationwide to a few friends already. Luckily, we did not file any claims so cannot comment on the claim process.
Online
Online
Vivien L. would
recommend this plan to a friend or relative.
The trip included a
cruise
Generali Global Assistance
Standard
It gave us great peace of mind having the Global Assistance plan I wouldn't leave the country without it. Global Assistance covers way more then the Cruise ship or River Cruise policies and when your older you need this extra protection!! We always buy travel insurance from Generali Global Assistance!!!
Roy A. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Berkshire Hathaway Travel Protection
ExactCare
We had no need to use the plan but were comfortable knowing we had the support if necessary.
Sue N. would
recommend this plan to a friend or relative.
The trip included a
tour
AIG Travel
Travel Guard MedEvac Plan
Did not have to use, but glad I had it.
Jean A. would
recommend this plan to a friend or relative.
Travelex
Flight Insure Plus
Excellent coverage for a great price; easy to navigate and purchase online before our trips. Highly recommend.
Harold B. would
recommend this plan to a friend or relative.
AXA Assistance USA
Silver
Your company's customer service STINKS!!!!!!! After devastating floods on Kauai just before our trip began, I called to explore coverage due to a natural disaster (declared so by the Hawaii state governor). All I got were two different reps who did nothing but read from your legal-eeze filled conditions of coverage. They offered nothing in the way of interpretation, or application of the policy to our circumstances. Had we actually needed to file a claim, I would have been strictly on my own, not having any clue as to what would be covered, and what would not. We will NEVER again use AXA for travel insurance. It is throwing money away to think AXA might actually cover any part of expenses incurred due to a natural disaster. (We travel a lot, and do purchase travel insurance regularly. Yes, I did file a claim once, for a medical emergency. Yes, one of your competitors did honor our claim. So, I do know something about the process. Yes, I repeat, your company STINKS!!!!!. As a first step, why don't you hire some phone reps that actually try to help your customers. Anybody can read your legal-eeze back over the phone. What is needed is some help with LOGICAL and PRACTICAL interpretation of your policies based on local conditions.)
James P. would not
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Thankfully I didn't need to file a claim. It does give you peace of mind in the event something happens before you take your trip, and what you paid towards the trip which typically is nonrefundable or something possibly happens during the trip, that you are covered.
Janet B. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Generali Global Assistance
Preferred
I fortunately did not have to file a claim for anything as our trip went well. It's hard to review an insurance company until you have to file a claim.
Charles S. would
recommend this plan to a friend or relative.
The trip included a
tour
AXA Assistance USA
Silver
I have bought this plan many times and have only had to use it once. My claim for that trip was handled promptly and payment received in a short time.
Jack D. would
recommend this plan to a friend or relative.
The trip included a
tour
GoReady Insurance
Choice
I purchase insurance on all my trips, but in the past I have only had a few small claims. All which were handled nicely.
30 days before my trip to Israel I fell and broke my ankle in 2 places. It was awful cancelling the trip.
But after filing out the required forms I received a full refund check within a month. The trip cost which was refunded more than paid for the insurance costs of my trips over the past 5 years.
It was easy and fast.
30 days before my trip to Israel I fell and broke my ankle in 2 places. It was awful cancelling the trip.
But after filing out the required forms I received a full refund check within a month. The trip cost which was refunded more than paid for the insurance costs of my trips over the past 5 years.
It was easy and fast.
Pamela H. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
In any travel insurance plan, Trip Cancellation reimburses only if it’s a covered reason as listed in the policy. Covered Reasons vary from plan to plan. With respect to natural disasters, your Trip Cancellation coverage was limited to the following covered reasons:
“...(b) Inclement weather, Natural Disasters, Terrorist Attacks, or mechanical breakdown of the common carrier which results in the complete cessation of travel services at the point of departure or destination for at least 24 consecutive hours.
(c) Natural Disaster or documented man-made disaster at the point of departure or Your destination which renders Your primary residence or the accommodations at Your destination uninhabitable...â€
Since you called the company 3 days prior to your departure date when your flights were still flying and your resort was still open, there was no basis for a Trip Cancellation claim. We understand that this is never what a customer wants to hear, so the representatives went through the plan to explain the reasons that might apply if your flights were canceled or the resort closed as you got closer to your departure date.
In the future, you may wish to call us for assistance prior to purchasing a policy. You could have purchased Cancel for Any Reason (CFAR) which is an optional benefit offering the opportunity to cancel your travel plans for reasons other than those listed as “covered reasons†on a policy. CFAR gives you greater flexibility and freedom when making decisions about your travel reservations. CFAR is offered as an add-on benefit if you meet certain criteria. Under an AXA Platinum plan, CFAR would reimburse you for 75% of your prepaid, non-refundable travel expenses as long as you met the coverage conditions.
We are sorry to hear that your interaction with AXA was not what you were expecting, but it's important for travelers to understand the importance of the covered reasons listed in all travel insurance plans. Perhaps you will give us an opportunity in the future to insure your trips.