Travel Insurance Reviews Travel Insurance Reviews Plans
To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
Nationwide Mutual Insurance
Essential
I did not have to use the plan as my vacation went well so it is hard for me to rate the questions. It did give me peace of mind knowing that I had insurance should something go wrong.
Cynthia R. would
recommend this plan to a friend or relative.
TripAssure
Advantage Asset
Purchase this plan for my ski trip to Colorado ,but i had no need to use it so i cant say how its really works when someone need to put a claim?,but my peace of mind was worth it every penny i paid for it :)
Jadwiga O. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Universal Cruise
Of all the times I have purchased travel insurance, this was the first time I had to use it and I was very unhappy with Nationwide when they denied our claim. My daughter and I survived the Las Vegas concert mass shooting, but my daughter was still too traumatized and stressed to travel on a plane and be on a crowded cruise ship over Thanksgiving. She had all the supporting documentation from a health care provider but because she wasn't hospitalized for an emotional/psychiatric issue it was not covered! (watch the fine print on exclusions when you purchase insurance). Plus, they took so long to finally deny it that we lost our window to even try to reuse the airfare. It was VERY frustrating to deal with a large insurance company that couldn't consider the extenuating circumstances of being in a mass shooting as cause of cancellation!
Floyd F. would not
recommend this plan to a friend or relative.
4 of
4 people found this review helpful
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RenaeS
While I appreciate your reply, the "cancel for any reason" rider is often not available unless you purchase the insurance right away with initial payment on the trip or at all. I have purchased many travel policies through your site. Since, we don't have all the total costs until we purchase the airfare, hotel if needed, and are sure who is finally going on the trip, it's difficult to purchase the travel insurance right away. Otherwise I would purchase the rider. PLUS, I was told that is not full value but only a portion of the costs (some is better than none but we did not anticipate that the cancellation would be for anything but illness, or the other listed covered reasons on the higher cost plan).Apr 07,2018
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John Hancock
Bronze
Glad I had this great plan and very glad I didn't need to file a claim but the peace of mind for the price was well worth it.
Douglas K. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Generali Global Assistance
Standard
We did not have any reason to file a claim. But, several years ago we had to cancel a trip due to medical emergency. The claim was simple to file and paid quickly. I trust this company.
Barbara N. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
tour
Generali Global Assistance
Preferred
Customer representative was most helpful in answering questions prior to taking out policy. The procedure was handled professionally and quickly.
David M. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
TravelSafe
Classic
My husband and I have been traveling for a while and we always used this website for our travel insurance. Their choices are great and their prices are affordable.
Ginette G. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
GoReady Insurance
Choice
We didn't use the plan although we almost did because we were 12 hours late out of LA. But it ended up not costing us anything.
William M. would
recommend this plan to a friend or relative.
The trip included a
cruise
TravelSafe
Basic
It took five(5) months to get the money back and it was only $1098.00 and I filled out all the paper work perfectly and did not have any additional information to send in or reports requested by the company. Not good business.
Theodore D. would not
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
The trip included a
tour
AIG Travel
Travel Guard Basic
My wife and I always use Insure My Trip and AIG Travel Guard. We have had to file claims twice and have been very pleased with the ease and efficiency of filing our claims. We will continue to use and recommend them!
George C. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Although we are very, very sorry that you and your daughter experienced the horror of the Las Vegas attack, we are relieved to hear that neither of you were physically injured. While it is understandable that your daughter was hesitant to board a plane after such an experience, it would still not be a "covered reason" for Trip Cancellation under your policy. As the company explained, your Nationwide policy excluded "...mental or emotional disorders, unless Hospitalized...", as do most travel insurance plans.
Although this was not a satisfactory claim experience since it resulted in a denial of coverage, these circumstances would have been covered under a policy with a "Cancel for Any Reason" rider. In the future, you may decide to revisit purchasing travel insurance including that optional coverage. "Cancel for Any Reason" is available under the Nationwide Choice and Luxury Cruise plans for an additional premium.
Please remember that InsureMyTrip is available for assistance by calling (800) 487-4722 weekdays from 7:00 AM to midnight ET and weekends from 9:00 AM to 9:00 PM ET.