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Travel Insurance Reviews Travel Insurance Reviews Plans

To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.

How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.

InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.

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Customers rated our travel insurance plans
4.57 out of 5
85,042
ratings and reviews
96%
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Cruise
Filed claim
C&F Travel Insured International Worldwide Trip Protector Plus
The quality of insurance is not what it SAYS are the benefits but what it DOES when you need the benefits. Previously, I'd rated this insurance as really good based on a fair price and answering my questions when I called. However, this time my luggage was lost by the airline on the way back home. Despite having a lost luggage policy, C&F indicated that they would only pay out after I had settled my claim with the airline and only if the airline didn't fully cover the cost of the lost items. Meanwhile, the airline wouldn't begin to settle my claim until the luggage had been missing for 21 days. When I inquired with C&F about coverage for delayed luggage--until my luggage was recovered or declared lost--I was informed that this was not applicable for luggage lost on the way home. They were unsympathetic to the fact that most of my winter clothes and shoes were in the lost luggage (as it was a two-week trip). According to the fine print, one had to request a claims form via USPS, which took over two weeks to arrive. When I called after not receiving it, I was told I could download it online via a website, but it turned out one needed a log-in code (which I didn't have) to access the document. In general, I felt the company was doing everything possible to discourage me from filing a claim.
As my luggage was ultimately found (shortly after being declared officially lost) and returned to me after 30 days, I never needed to file the claim with C&F. But it has left a bad taste in my mouth,and I don't intend to use C&F again, even if they are the less-expensive option.
Tamara H. would not recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Mike
    Photo
    Thank you for your feedback on the policy. We are sorry to learn of the unfortunate baggage delay that occurred during your trip.

    Comprehensive plans are designed to cover as many risks as possible, but is very rare for any insurance plan to cover all possible risks. The C&F Travel Insured International Worldwide Trip Protector Plus plan is a Comprehensive plan which covers a wide range of perils and hazards. Unfortunately, it was determined that your baggage was delayed on the return home. The travel insurance industry standard is to cover baggage delay only on outbound travel.

    We appreciate you using InsureMyTrip for your travel insurance needs. As a travel insurance comparison website, InsureMyTrip offers dozens of plans from different providers. In the future, please consider calling us prior to purchasing a plan so that we can assist you in selecting the most cost effective policy that covers as many of your primary concerns as possible. Our toll free telephone number is 800-487-4722. We look forward to assisting you in the future.
    Feb 16,2017
Nationwide Mutual Insurance Essential
A great price for some basic insurance needed for a winter trip, in case of delays or plane cancellations due to weather.
George K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Arch RoamRight Essential
I usually purchase travel insurance due to my mother's fragile health condition. Up until this trip I did not need to process a claim. When my mother had a stroke 2 days before our trip I was worried about the hassle of trying to get reimbursed for my trip I was now unable to take. I was quite pleased with RoamRight's help for the processing of my claim and I was happy that they did not add to my stress by making it difficult for me to get approval for my claim. I will certainly obtain coverage with them again on future trips.
Raul C. would recommend this plan to a friend or relative.
3 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for a plan that is no longer available.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Luxury Cruise
IT WAS VERY DIFFICULT TO UNDERSTAND WHAT THE COVERAGES WERE
Edward S. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    InsureMyTrip recognizes that it can be very difficult and confusing for our customers to find a plan that meets their needs. Finding the right travel insurance plan for your trip is the basis for worry-free travel. Since we offer 100's of plans from the leading providers in the travel insurance industry, the search for the "right" insurance can be daunting.

    We first request that you keep in mind that we list the coverages provided in each plan for you to review and compare on our website by clicking on "Compare" for one or more policies. You can also read all the terms and conditions prior to purchasing by clicking on "Review Certificate".

    Nevertheless, many of our customers still wish to speak to a customer service representative for clarity on policy terms and premium. Please feel free to call InsureMyTrip at 800-487-4722 anytime between 7:00 am to midnight ET for assistance. We will welcome your call.
    Feb 08,2017
The trip included a
cruise
tour
TravelSafe Classic
As with any insurance, if you don't use it you have had a great time.
Rudolf K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
The trip included a
cruise
AXA Assistance USA Gold
fully satisfied
Jeremiah D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Crystal
    AXA Assistance USA
    Photo
    Thank you for the kind review! We are delighted to know you’re happy with your purchase. We appreciate the opportunity to provide coverage for you and look forward to providing travel protection for all of your future endeavors!
    Feb 13,2017
The trip included a
cruise
tour
HTH Worldwide TravelGap Voyager
Purchased the plan but did not have a claim.
The plan offered peace of mind, knowing that if something happened we would be covered.
Carl L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
TravelSafe Classic
Would love to have a vinciergr service to help with arrangements prior and post arrival. These arrangements could be basic phone calls or more complex help.
Leslie S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Carol
    Photo
    Thank you for your comments. Although not all our plans offered "concierge services", there are many plans that did offer assistance with planning your travel.

    Your plan, the TravelSafe Classic plan, offered "One Call Concierge Services which included:
    • Restaurant, shopping, hotel recommendations/reservations
    • Local transport (rental car, limousine, etc.) information and reservations
    • Sporting, theatre, night life and event information (sports scores, stock quotes, gift suggestions, etc.), recommendations and ticketing
    • Golf course information, referrals, recommendations and tee times
    • Tracking and assisting with the return of lost or delayed baggage.

    TravelSafe also offered "One Call Business Services" that included:
    • emergency correspondence and business communication assistance
    • assistance with locating available business services such as: express/
    overnight delivery sites, internet cafes, print/copy services
    • assistance with or arrangements for telephone and web conferencing
    • emergency messaging to customers, associates, and others (phone, fax, e-mail, text, etc.)
    • real time weather, travel delay and flight status information
    • worldwide business directory service for equipment repair or replacement, warranty service, etc.
    • emergency travel arrangements.

    This information would have been available to you by clicking on "View Certificate" when you compared quote(s). Or, if you preferred, you are always welcome to call customer care at 800-487-4722 for assistance.
    Feb 08,2017
HTH Worldwide Trip Protector Classic
The plan was reasonably price for the coverage I needed.. Medevac was most important
Anthony S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Generali Global Assistance Standard
My wife and I traveled to six countries from a cruise ship. The trip went well except the cruise ship did not depart from port because of bad weather.
I would do business again using CSA Travel Protection Custom plan.
Scott M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment

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