Travel Insurance Reviews Travel Insurance Reviews Plans
To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
Nationwide Mutual Insurance
Essential
Hard to remember what items were covered or the price since this was purchased many months ago but assuming it covered what was needed and the price was ok since I chose NW Mutual.
Thomas M. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
I gave 5 stars because I did not have to use the insurance. But I have dealt with Nationwide insurance for years, and that is why I chose them to insure my trip
Deborah J. would
recommend this plan to a friend or relative.
Berkshire Hathaway Travel Protection
ExactCare
Outstanding company ! We had a trip delay issue - I would never have imagined they would be so efficient in processing my claim. I have dealt with horrible companies from this site in the past, but now I will never go with any other company for insurance needs after this experience. Hopefully we never have to claim again, but their handling was all online, and painless.
INDERJEET N. would
recommend this plan to a friend or relative.
4 of
5 people found this review helpful
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Brittany GBerkshire Hathaway Travel Protection
Thank you for your review, we're glad you've had a positive experience.Sep 03,2021
John Hancock
Bronze
This plan fit our needs very well, including the pricing. I will definitely be looking to John Hancock for future trips.
Kathryn K. would
recommend this plan to a friend or relative.
2 of
3 people found this review helpful
AIG Travel
Travel Guard® Essential
I found the plans to be confusing. I think when the plan covers a home rental in Florida, you should be able to have red tide included, as it not only impacts your activities, but also can affect your respiratory health. I thought the hurricane wordage was confusing as well. I am thankful I did not have to file for any reason. We were driving to Florida, and there was way too much info about plane reservations, delays, etc.
Robert P. would not
recommend this plan to a friend or relative.
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Megan B.
Dear Valued Customer,
Thank you for your feedback. Please see the following response from AIG Travel Guard:
“Thank you for using AIG Travel Guard. Our products cover for specific reasons outlined within the Policy of Insurance, and although we have tried to make the Policy of Insurance as user-friendly as possible, we understand questions will arise. Our World Service Center is open 24/7, with representatives licensed in all 50 states. I hope you consider AIG Travel Guard again in the future, and please do not hesitate to give us a call to review coverage questions! We are here to help!”
If you have any further questions or concerns, please feel free to contact one of our representatives at 800-487-4722.Jul 22,2021
Trawick International
Safe Travels Voyager
The plan was easily understood and it seemed very comprehensive. It met my criteria for a travel insurance plan, especially covering Covid.
Maureen D. would
recommend this plan to a friend or relative.
Generali Global Assistance
Premium
I traveled feeling secure knowing I had coverage for almost any problem that might arise. Happy customer!
Rebecca E. would
recommend this plan to a friend or relative.
Trawick International
Safe Travels Voyager
Good coverage compared to local Costa Rican companies.
Donovan W. would
recommend this plan to a friend or relative.
Generali Global Assistance
Preferred
On June 14 I booked a one-way ticket to return to my home Country the United States after my visit to Argentina, paid $1,672. The departure date was scheduled for Tuesday June 29.
Unfortunately, a day before the trip I received a cancelation from American Airlines, which did not give me the option to rebook/reschedule the flight at least until August 3 (a months later!). After several communications with the airline nobody was able to assign me a new flight to return to the US at least until August 3. Many customer services agents suggested me to verify the availability in AA.com, and immediately book a new ticket if something became available, not waiting to call back the call center as the availability could change in the meanwhile.
This is what I did, I identified an available seat and paid for a totally new air ticket $3,376. Flying the day before, on June 28.
Once at home, I filed a claim with Generali, under the 'Trip Interruption Benefit', asking the Travel Insurance Company to cover ONLY the price difference between the two tickets (the original -canceled- flight has been refunded by the Airline). This was under the general understanding that the Airline was not able to accommodate me in one of your airplanes back to US.
The Insurance Company asked me to request the Airline the 'reason of the flight cancelation'. I gathered that information and shared with the Claims Representative from Generali, having back a nasty surprise: they have rejected the claim with the following reason: 'According to the documentation provided, the flight was canceled due to Airline schedule change...'
So, basically, if the Airline has Logistics issues and have to cancel your flight, you will NOT be covered by Generali Global Assistance. This is terrible, and real! The fine print on their policy is terrible. Do not buy from them, I've a clear case in which they have not covered a basic stuff.
I'm planning to engage a lawyer and fight for my rights! This is a typical case of Travel Insurance abuse!
Claim Number: 21027198-01
Policy Number: 21166W2282
Unfortunately, a day before the trip I received a cancelation from American Airlines, which did not give me the option to rebook/reschedule the flight at least until August 3 (a months later!). After several communications with the airline nobody was able to assign me a new flight to return to the US at least until August 3. Many customer services agents suggested me to verify the availability in AA.com, and immediately book a new ticket if something became available, not waiting to call back the call center as the availability could change in the meanwhile.
This is what I did, I identified an available seat and paid for a totally new air ticket $3,376. Flying the day before, on June 28.
Once at home, I filed a claim with Generali, under the 'Trip Interruption Benefit', asking the Travel Insurance Company to cover ONLY the price difference between the two tickets (the original -canceled- flight has been refunded by the Airline). This was under the general understanding that the Airline was not able to accommodate me in one of your airplanes back to US.
The Insurance Company asked me to request the Airline the 'reason of the flight cancelation'. I gathered that information and shared with the Claims Representative from Generali, having back a nasty surprise: they have rejected the claim with the following reason: 'According to the documentation provided, the flight was canceled due to Airline schedule change...'
So, basically, if the Airline has Logistics issues and have to cancel your flight, you will NOT be covered by Generali Global Assistance. This is terrible, and real! The fine print on their policy is terrible. Do not buy from them, I've a clear case in which they have not covered a basic stuff.
I'm planning to engage a lawyer and fight for my rights! This is a typical case of Travel Insurance abuse!
Claim Number: 21027198-01
Policy Number: 21166W2282
ROSARIO A. would not
recommend this plan to a friend or relative.
6 of
7 people found this review helpful
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Kaylie
Thank you for your feedback. Generali has provided the following response:
"We're sorry to hear about the circumstances surrounding your experience, and for not meeting your expectations. We take customer service and the claims review process very seriously and strive to provide a fair, equitable and smooth process for all of our customers. Letting us know how we are doing is the best way to ensure the best possible service. Unfortunately, like other insurance plans you may have, travel insurance cannot cover every event that might cause a traveler to cancel their trip. While frustrating, we want our customers to understand their coverages and what is not included, which is one reason we provide a 10-day free look so that you have extra time to review your coverages."Jul 27,2021
The trip included a
tour
Generali Global Assistance
Standard
customer service representatives worked with me thru several covid related changes to my vacations. I have been very satisfied how easy it is to work with Generali in these trying times.
William K. would
recommend this plan to a friend or relative.