Travel Insurance Reviews Travel Insurance Reviews Plans
To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
AIG Travel
Travel Guard Basic
comprehensive and affordable
patricia r. would
recommend this plan to a friend or relative.
Generali Global Assistance
Standard
Not sure how relevant a review is since I didn't have to file a claim but it was reassuring to know that I had coverage IF I had needed it. I always buy a plan before I travel - just in case. The cost was reasonable and the coverage was more than adequate. Thanks.
Paula B. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector
We filed two separate claims arising out of the same trip and were very pleased with the response from Travel Insured.
First, a few days before our trip, one of the airlines in our itinerary rescheduled our connecting flight to depart several hours later, which would have caused us to lose half a day of our trip. We re-booked the connecting flight onto an earlier flight on another airline, but had to pay more than $500 extra due to differences in fares. We submitted a claim for reimbursement of the fare differential. I am a lawyer and saw that the policy contained some exclusionary language that Travel Insured could have tried to use to deny our claim, so I did not hold out much hope that the company would pay the claim. To my surprise and to Travel Insured's credit, it was not a stickler about the policy language and just paid the claim.
Second, the day we left for our trip, a flight made an emergency landing at the airport out of which we were flying. The airport shut down for several hours, which resulted in cascading delays throughout the rest of the day. Our flight was delayed by more than six hours, we missed our connecting flight, and we ended up arriving for our vacation a day late. Travel Insured reimbursed us for a non-refundable hotel night that we missed at our destination, as well as for the hotel and meal expenses we incurred in the connecting city in which we were stranded overnight by the flight delay.
I most certainly would use Travel Insured again.
First, a few days before our trip, one of the airlines in our itinerary rescheduled our connecting flight to depart several hours later, which would have caused us to lose half a day of our trip. We re-booked the connecting flight onto an earlier flight on another airline, but had to pay more than $500 extra due to differences in fares. We submitted a claim for reimbursement of the fare differential. I am a lawyer and saw that the policy contained some exclusionary language that Travel Insured could have tried to use to deny our claim, so I did not hold out much hope that the company would pay the claim. To my surprise and to Travel Insured's credit, it was not a stickler about the policy language and just paid the claim.
Second, the day we left for our trip, a flight made an emergency landing at the airport out of which we were flying. The airport shut down for several hours, which resulted in cascading delays throughout the rest of the day. Our flight was delayed by more than six hours, we missed our connecting flight, and we ended up arriving for our vacation a day late. Travel Insured reimbursed us for a non-refundable hotel night that we missed at our destination, as well as for the hotel and meal expenses we incurred in the connecting city in which we were stranded overnight by the flight delay.
I most certainly would use Travel Insured again.
Stephen S. would
recommend this plan to a friend or relative.
4 of
4 people found this review helpful
The trip included a
cruise
International Medical Group
iTravelInsured Travel SE
Price fair for our age and coverage. Have bought insurance with this company several times and will continue to do so. EH from CT
Bernard H. would
recommend this plan to a friend or relative.
GeoBlue
Voyager Essential
My father died from injuries received while traveling overseas. The medical bills and air ambulance costs nearly cost my mother her house. Since that trip I have used www.insuremytrip.com exclusively for overseas coverage. I wish I could tell you about the claims process but I thankfully have never had to use the coverage. I will say the biggest problem was that my fathers coverage was just way too little. For the cost you cannot go wrong with extra coverage. Don't assume you'll never have to use it. I hope this helps someone.
Pete K. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
AIG Travel
Travel Guard MedEvac Plan
It was not needed but was helpful just knowing that help was available.
Dennis S. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector Plus
The main problem in reviewing insurance policies is that one hopes to not need it. We did not use ANY of the benefits, but there were definitely times I was glad to know the coverage was there.
At one point, we were told our airline was on strike. This proved incorrect, but we didn't worry too much because we had the trip interruption coverage. If the airline had actually been on strike, would we really have been covered? This is where the rubber meets the road. There might be an exclusion for strikes (it's hard to remember all the fine print) and the coverage might have turned out to be insufficient to cover all our costs. It's hard to know if we never file a claim.
The policy seemed to have reasonable coverage for flight delays, cancellations, sickness and car rental, which were our main concerns
My biggest concern is maintaining the cancel-for-any-reason and the pre-condition-waiver benefits. I keep detailed track of all non-refundable expenses on the day we leave, but these can sometimes be difficult to calculate and I can imagine the company finding some little cost that I either missed or didn't calculate properly and voiding our coverage. Insurance companies like to collect money but don't like giving it up. Again, without filing a claim, a review is pointless.
At one point, we were told our airline was on strike. This proved incorrect, but we didn't worry too much because we had the trip interruption coverage. If the airline had actually been on strike, would we really have been covered? This is where the rubber meets the road. There might be an exclusion for strikes (it's hard to remember all the fine print) and the coverage might have turned out to be insufficient to cover all our costs. It's hard to know if we never file a claim.
The policy seemed to have reasonable coverage for flight delays, cancellations, sickness and car rental, which were our main concerns
My biggest concern is maintaining the cancel-for-any-reason and the pre-condition-waiver benefits. I keep detailed track of all non-refundable expenses on the day we leave, but these can sometimes be difficult to calculate and I can imagine the company finding some little cost that I either missed or didn't calculate properly and voiding our coverage. Insurance companies like to collect money but don't like giving it up. Again, without filing a claim, a review is pointless.
Antonio F. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector Lite
Returned from Scotland to Canada..no bag. Filed "delayed" baggage form. Stayed over night in Toronto, returning to Florida the following morning, without baggage. Home 3 days when desperate for hair dryer, hair curling iron & cell fone charger. Unfortunately, I am a senior widow and live alone. Did not ask for x amount of daily dollars, I requested reimbursement in the amount of $115.00 for the items I truly needed. No deal, I was home and delayed baggage did not apply sez the CF customer rep. No further comment on what I really think.
GAIL B. would not
recommend this plan to a friend or relative.
2 of
3 people found this review helpful
The trip included a
tour
GeoBlue
Voyager Choice
Nice to know that we had coverage for any unforeseen event; great peace of mind.
Randy M. would
recommend this plan to a friend or relative.
International Medical Group
iTravelInsured Travel SE
It is great to have these policies available for travel. It gives you peace of mind when traveling.
Nancy H. would
recommend this plan to a friend or relative.
Unfortunately, the industry standard for all travel insurance is to cover a baggage delay on the outward journey only. This would cover you for personal items you need during your trip.
The certificate for your coverage states the following under Baggage Delay:
"If, while on a Trip, Your checked baggage is delayed or misdirected by a Common Carrier for more than 24 hours from Your time of arrival at a destination other than Your return destination, benefits will be paid, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, for the actual expenditure for necessary personal effects."
In the future, please consider speaking with us prior to purchasing a policy. We would be happy to provide you with an explanation of benefits and go over any questions or concerns you may have. You can reach us at 800-487-4722 or send an email to [email protected].