Travel Insurance Reviews Travel Insurance Reviews Plans
To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
John Hancock
Silver
We did not have to actually use the plan, but were grateful for the peace of mind that having it offered. The process was simple and the policy was clear.
Michael P. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Universal Cruise
Fortunately, we did not need medical attention while on our trip, but felt this plan would have adequately covered us if we had.
Suzanne A. would
recommend this plan to a friend or relative.
The trip included a
tour
International Medical Group
iTravelInsured Travel SE
Keep doing what you are ubare dong. Highly recommend....great phone service as well-- very professional and competent.
Joann B. would
recommend this plan to a friend or relative.
The trip included a
cruise
International Medical Group
iTravelInsured Travel SE
We did not have to use the plan so it is truly difficult to say if it was good or not because we never tested it or saw if it was what we expected it to be.
Thank You
Thank You
Cecile F. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Generali Global Assistance
Preferred
When I compared the cost with friends who travel extensively overseas their costs were signifcantly cheaper.
Michael K. would not
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
I felt very comfortable having the coverage this policy provided. This will be my choice next time I travel.
Ruth F. would
recommend this plan to a friend or relative.
The trip included a
cruise
WorldTrips
Atlas International
We didn’t want to be without medical insurance on our lovely cruise.
Richard W. would
recommend this plan to a friend or relative.
The trip included a
cruise
TravelSafe
Basic
Did not need to file a claim but felt good knowing we were covered
cheryl p. would
recommend this plan to a friend or relative.
AIG Travel
Travel Guard Gold
Didn't cover a natural disaster that was part of a declared state of emergency in the area we traveled to and were supposed to stay at. We were told as long as flights were flying and doors stayed open at the hotel, we were on our own.
Gavin A. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
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Carol
Although we certainly can understand your disappointment with the AIG denial of coverage, this decision would most likely have been the same regardless of the insurance provider. It is very important for all buyers of Comprehensive plans to understand that reimbursement under Trip Cancellation must be based on the covered reasons as listed in the Certificate of Insurance. These covered reasons, which may vary by plan and state, are readily available for your review prior to purchase. Here are the covered reasons with respect to Inclement Weather and Natural Disaster as listed in your AIG Travel Guard Gold plan:
"The Company will reimburse the Insured a benefit, up to the
Maximum Limit shown in the Schedule or Declarations Page if an
Insured cancels his/her Trip or is unable to continue on his/her Trip due to any of the following Unforeseen events...
(b) Inclement Weather causing delay or cancellation of travel...
(d) the Insured’s Primary Residence being made Uninhabitable or Inaccessible by Natural Disaster, vandalism or burglary;
(e) the Insured’s Destination being made Uninhabitable or Inaccessible by flood, tornado, earthquake,
volcanic eruption, fire, wildfire or blizzard that is due to natural causes...
(j) a named hurricane causing cancellation or interruption of
travel to the Insured’s Destination that is Inaccessible or Uninhabitable. Claims are not payable if a hurricane is foreseeable prior to the Insured’s effective date. A hurricane is foreseeable on the date it becomes a named storm. The Company will only pay the benefits for Losses occurring within 30 days after the named hurricane makes the Insured’s
Destination Uninhabitable or Inaccessible...
(n) the Insured’s or Traveling Companion’s company is deemed
to be unsuitable for business due to burglary or Natural Disaster and the Insured or Traveling Companion is directly involved as a Key Employee of the disaster recovery team."
In the future, you may wish to consider purchasing a plan with the Cancel for Any Reason rider. This option, which is available in the AIG Travel Guard Gold and Platinum policies for an additional premium, would reimburse you for 50% of your penalties if you decide to cancel your trip for "other than a covered reason".
We are sincerely sorry that there was no coverage provided by this policy. You may wish to call us at (800)487-4722 or contact us by chat the next time you wish to quote and purchase a plan.Oct 05,2018
The trip included a
tour
Generali Global Assistance
Premium
The plan is an excellent value for the benefits covered.
Thomas P. would
recommend this plan to a friend or relative.
Please always remember that you may call at (800)487-4722 for assistance in quoting and comparing our plans.