Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
Generali Global Assistance
Standard
Not sure how relevant a review is since I didn't have to file a claim but it was reassuring to know that I had coverage IF I had needed it. I always buy a plan before I travel - just in case. The cost was reasonable and the coverage was more than adequate. Thanks.
Paula B. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector
We filed two separate claims arising out of the same trip and were very pleased with the response from Travel Insured.
First, a few days before our trip, one of the airlines in our itinerary rescheduled our connecting flight to depart several hours later, which would have caused us to lose half a day of our trip. We re-booked the connecting flight onto an earlier flight on another airline, but had to pay more than $500 extra due to differences in fares. We submitted a claim for reimbursement of the fare differential. I am a lawyer and saw that the policy contained some exclusionary language that Travel Insured could have tried to use to deny our claim, so I did not hold out much hope that the company would pay the claim. To my surprise and to Travel Insured's credit, it was not a stickler about the policy language and just paid the claim.
Second, the day we left for our trip, a flight made an emergency landing at the airport out of which we were flying. The airport shut down for several hours, which resulted in cascading delays throughout the rest of the day. Our flight was delayed by more than six hours, we missed our connecting flight, and we ended up arriving for our vacation a day late. Travel Insured reimbursed us for a non-refundable hotel night that we missed at our destination, as well as for the hotel and meal expenses we incurred in the connecting city in which we were stranded overnight by the flight delay.
I most certainly would use Travel Insured again.
First, a few days before our trip, one of the airlines in our itinerary rescheduled our connecting flight to depart several hours later, which would have caused us to lose half a day of our trip. We re-booked the connecting flight onto an earlier flight on another airline, but had to pay more than $500 extra due to differences in fares. We submitted a claim for reimbursement of the fare differential. I am a lawyer and saw that the policy contained some exclusionary language that Travel Insured could have tried to use to deny our claim, so I did not hold out much hope that the company would pay the claim. To my surprise and to Travel Insured's credit, it was not a stickler about the policy language and just paid the claim.
Second, the day we left for our trip, a flight made an emergency landing at the airport out of which we were flying. The airport shut down for several hours, which resulted in cascading delays throughout the rest of the day. Our flight was delayed by more than six hours, we missed our connecting flight, and we ended up arriving for our vacation a day late. Travel Insured reimbursed us for a non-refundable hotel night that we missed at our destination, as well as for the hotel and meal expenses we incurred in the connecting city in which we were stranded overnight by the flight delay.
I most certainly would use Travel Insured again.
Stephen S. would
recommend this plan to a friend or relative.
4 of
4 people found this review helpful
The trip included a
cruise
International Medical Group
iTravelInsured Travel SE
Price fair for our age and coverage. Have bought insurance with this company several times and will continue to do so. EH from CT
Bernard H. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector Plus
The main problem in reviewing insurance policies is that one hopes to not need it. We did not use ANY of the benefits, but there were definitely times I was glad to know the coverage was there.
At one point, we were told our airline was on strike. This proved incorrect, but we didn't worry too much because we had the trip interruption coverage. If the airline had actually been on strike, would we really have been covered? This is where the rubber meets the road. There might be an exclusion for strikes (it's hard to remember all the fine print) and the coverage might have turned out to be insufficient to cover all our costs. It's hard to know if we never file a claim.
The policy seemed to have reasonable coverage for flight delays, cancellations, sickness and car rental, which were our main concerns
My biggest concern is maintaining the cancel-for-any-reason and the pre-condition-waiver benefits. I keep detailed track of all non-refundable expenses on the day we leave, but these can sometimes be difficult to calculate and I can imagine the company finding some little cost that I either missed or didn't calculate properly and voiding our coverage. Insurance companies like to collect money but don't like giving it up. Again, without filing a claim, a review is pointless.
At one point, we were told our airline was on strike. This proved incorrect, but we didn't worry too much because we had the trip interruption coverage. If the airline had actually been on strike, would we really have been covered? This is where the rubber meets the road. There might be an exclusion for strikes (it's hard to remember all the fine print) and the coverage might have turned out to be insufficient to cover all our costs. It's hard to know if we never file a claim.
The policy seemed to have reasonable coverage for flight delays, cancellations, sickness and car rental, which were our main concerns
My biggest concern is maintaining the cancel-for-any-reason and the pre-condition-waiver benefits. I keep detailed track of all non-refundable expenses on the day we leave, but these can sometimes be difficult to calculate and I can imagine the company finding some little cost that I either missed or didn't calculate properly and voiding our coverage. Insurance companies like to collect money but don't like giving it up. Again, without filing a claim, a review is pointless.
Antonio F. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector Lite
Returned from Scotland to Canada..no bag. Filed "delayed" baggage form. Stayed over night in Toronto, returning to Florida the following morning, without baggage. Home 3 days when desperate for hair dryer, hair curling iron & cell fone charger. Unfortunately, I am a senior widow and live alone. Did not ask for x amount of daily dollars, I requested reimbursement in the amount of $115.00 for the items I truly needed. No deal, I was home and delayed baggage did not apply sez the CF customer rep. No further comment on what I really think.
GAIL B. would not
recommend this plan to a friend or relative.
2 of
3 people found this review helpful
International Medical Group
iTravelInsured Travel SE
It is great to have these policies available for travel. It gives you peace of mind when traveling.
Nancy H. would
recommend this plan to a friend or relative.
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector Lite
Fortunately I did not need to make a claim. However, it was comforting to know that I was covered through out my trip. This was an 'active vacation' out of the country, therefore doubly important to have complete coverage. Would never travel without Insure My Trip.
Thank you
Thank you
Beth B. would
recommend this plan to a friend or relative.
Travelex
Travel Select
Great to have this plan since my brother-in-law (who we were traveling with) was in the hospital 2 weeks before the trip. Luckily we did not have to cancel but the plan would have covered us if we had to. As we get older, the plans cost more, but they do bring peace of mind.
Charles P. would
recommend this plan to a friend or relative.
The trip included a
tour
WorldTrips
Atlas Expedition
Fortunately, I didn’t need to use the plan.
Denise C. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Preferred
I had a nice trip to Ireland without any mishaps. I am glad I protected my vacation but I can't say how effective the insurance was since a didn't need it.
Joseph S. would
recommend this plan to a friend or relative.
Unfortunately, the industry standard for all travel insurance is to cover a baggage delay on the outward journey only. This would cover you for personal items you need during your trip.
The certificate for your coverage states the following under Baggage Delay:
"If, while on a Trip, Your checked baggage is delayed or misdirected by a Common Carrier for more than 24 hours from Your time of arrival at a destination other than Your return destination, benefits will be paid, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, for the actual expenditure for necessary personal effects."
In the future, please consider speaking with us prior to purchasing a policy. We would be happy to provide you with an explanation of benefits and go over any questions or concerns you may have. You can reach us at 800-487-4722 or send an email to [email protected].