Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
Nationwide Mutual Insurance
Essential
didn't need; a good thing...
Angela D. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Easy online purchase process and reasonable cost for peace of mind during our cruise. Would buy again.
Richard B. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
I ended up rescheduling my trip prior to departure because a connecting flight was cancelled. The airline waived change charges and I was responsible for the minimal difference in fare for the new date. With the help of InsureMyTrip, I was able to change the dates of coverage for the new itinerary rather than having to file a claim and purchase a new policy.
Craig W. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Price was better than what was offered through travel agency but somehow I was always nervous that if I had a claim, it would have been more difficult to fulfill on my own. Not sure why I felt that way, but fortunately it was not an issue anyway.
John S. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
We had to cancel our trip because one of our travelers became pregnant, and albeit that was a non cancel-able reason per the contract, our trip location is one of the highest Zika virus potentials in the world and per her doctors orders not to chance the trip.
The coverage was denied.
We canceled our trip because of the Zika virus not because she was pregnant.
I think this is wrong!
The coverage was denied.
We canceled our trip because of the Zika virus not because she was pregnant.
I think this is wrong!
James N. would not
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
Nationwide Mutual Insurance
Essential
Always get insurance. Rarely ever use it, but good to know you're covered just in case. It's worth the peace of mind!
Maryanne K. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
I have insured through Nationwide with almost all of my trips using InsureMyTrip. They are very reasonable for the coverage they offer. This was the first time I have had to file a claim and was pleasantly surprised. The customer service representatives I spoke with were very kind and helpful. They immediately sent me the forms to file and told me all of the paperwork I would need. The claim was handled very quickly with no problems at all. This is the kind of company that I like to deal with and would highly recommend them to anyone. They will continue to be the company I use in the future. Thank you Nationwide for a great experience.
Michael G. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Very satisfied
Christine Z. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
I am extremely satisfied with the plan I purchased through Nationwide that covered a cruise. I had to cancel our cruise due to illness. I submitted the claims forms and received a prompt reimbursement. I would definitely use this company in the future.
Lynda C. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Happy I didn't have to use the policy! Paid for the peace of mind!
David L. would
recommend this plan to a friend or relative.
Cancel for Any Reason coverage typically requires the following requirements (varies by plan):
1) Purchase within 10-30 days of your initial trip deposit
2) Insure 100% of your pre-paid, non-refundable trip cost
3) Cancel the trip 2 or more days prior to departure
While Cancel for Any Reason does give you the flexibility to cancel your trip due to an increased fear of Zika, it does not protect 100% of your trip cost. Depending upon the plan, Cancel for Any Reason benefit will reimburse 50%, 70%, or 75% of your insured trip cost.
Please call us at 800-487-4772 if you have any questions about insuring against Zika related events, or the Cancel For Any Reason benefit.