The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
Secondary Coverage means that this coverage will pay only after any other Primary collectible insurance has paid the claim and the Primary policy limits have been exhausted. Then the Secondary plan would have paid in excess of the Primary. However, if there is no Primary collectible insurance and the claim is for a covered medical condition, then the Secondary would reimburse on a primary basis.