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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,795
ratings and reviews
96%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
Thankfully, I did not have any travel problems. But it was nice to have peace of mind.
David R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
The value and coverage of this policy was the best I could find.
Robert M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
It was very easy to purchase an insurance plan from Nationwide Mutual Insurance Company. This is the second time we have purchased a plan from them. It is very easy to do and at a reasonable price. The insurance we purchased seemed like it would have been the coverage we would need if a problem occurred. We were fortunate enough that there was no need to put it to use.
Scott D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
The plan seems good. I didn't need to file a claim so.i'm not really sure about the fine print. But it gave me peace of mind and the price was very reasonable.
William G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
With the ZIKA virus concerns in Mexico, and me going to visit my pregnant daughter there, I was unhappy that the coverage did not allow me to cancel my trip so that she could come home to the States immediately.
Sharon K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Zac
    Photo
    Thank you for your feedback on the policy. The only benefit that can be used to cancel a trip due to the fear of contracting Zika virus is Cancel for Any Reason.

    Cancel for Any Reason coverage typically requires the following requirements (varies by plan):

    1) Purchase within 10-30 days of your initial trip deposit
    2) Insure 100% of your pre-paid, non-refundable trip cost
    3) Cancel the trip 2 or more days prior to departure

    While Cancel for Any Reason does give you the flexibility to cancel your trip due to an increased fear of Zika, it does not protect 100% of your trip cost. Depending upon the plan, Cancel for Any Reason benefit will reimburse 50%, 70%, or 75% of your insured trip cost.

    Please call us at 800-487-4772 if you have any questions about insuring against Zika related events, or the Cancel For Any Reason benefit.
    Mar 19,2016
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Have the coverage gave me a peace of mind. I did not have to use the insurance, thank Goodness!
Janet B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
We compared plans and this offered the most reasonable price for the coverage we needed. I liked being able to compare plans on the website.
Mary Beth G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Fortunately did not have to use it but having the insurance provided peace of mind.
Terry P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Luckily we didn't have to use it!
Nicole L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
This plan was referred to me by a veteran Cruise maniac. The price is very reasonable and covers the basics for my cruise. One MUST have cruise insurance before leaving the states.
Glenn P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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