Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
I am glad I had trip insurance and glad I did not need to use it. I will buy another policy for our next trip.
Jeffrey S. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Fortunately I did not have to use the insurance but it gave me peace of mind knowing I had coverage. The price seems fair and less expensive than that which was offered through the tour service I was using. Definitely call and talk to an agent - extremely helpful!
Lorraine M. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Had to cancel one trip and reschedule due to a medical issue. As always, Nationwide is a pleasure to deal with and they respond quickly, even if they need more information, to handle a claim. Of all the traveling we do, we have had to file a couple of claims over the past year, and they have been great to work with. I think the best of the best when it comes to protecting a significant trip.
steven e. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
The trip included a
cruise
Nationwide Mutual Insurance
Essential
It was good to have peace of mind knowing if something happened, we had protection.
Dale W. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
We incurred costs for hotel, taxis and food due to missing our connecting flight in Miami. So even though American Airlines was horrible to us, Nationwide was great. They processed our travel claim quickly and painlessly. I will definitely use them again!
Robert C. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
It is very easy to meet all needs until one has to file a claim. Purchasing is easy. We did not have to file a claim so I can't really evaluate if the policy and company meet needs. My main needs are cancellation, interruption, medical, or existing condition coverage. Who knows what I pay for everything else that I don't need and have covered elsewhere.
merle f. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
I've never had to file a claim for travel insurance before so I was apprehensive but I had picked this plan based on the good reviews. The first time that I called the phone number listed in my policy to open a claim, nobody picked up so I left a voicemail. This policy processes its claims with a company called Coordinated Benefit Plans LLC. Unexpectedly, someone called me back the same day and they were very courteous on the phone. They sent me an email with the information they needed for filing a travel delay claim, but they attached the wrong document. When I replied by email to explain that they didn't attach the claim form, I received no response by email. However, when I called, they were very responsive and apologetic. I emailed my claim form and all backup documentation as instructed but I received no confirmation of receipt or any indication that my claim was being processed. I called after a few days and they confirmed that my claim was being reviewed. About 5 days after I emailed my claim, I receive an email indicating that my claim for trip delay was approved. I received a check in the mail within 2 weeks. I think my claim was straightforward so it was easy to process. It was pretty hassle free.
Angela C. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Nationwide Mutual Insurance
Essential
Didn't need it so it worked perfectly! ;-)
Sonja S. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Having travel insurance gave me peace of mind.
Lawrence T. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
On day five of our cruise someone became seriously ill and needed to get back to the States for care. We detoured to Grand Turk where the person and his family were taken to the airport and airlifted to Florida. I certainly hope this man had trip insurance that covered the medical transport as well as the medical bill from the care he received on the ship. For me, the medical coverage is the most important part of trip insurance. I could survive loosing the cost of the cruise but a $30,000 hit for medical expenses could be devastating.
Michael F. would
recommend this plan to a friend or relative.