Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
We were unable to go on our overseas trip due to unexpected illness/surgery of elderly father. After a phone call to Nationwide Mutual, we received and completed a claim form, and received a check for payment in full in a prompt manner. We travel frequently, have always purchased trip insurance for overseas travel, had never had to file a claim, and were apprehensive as to outcome. Would highly recommend to other users.
James M. would
recommend this plan to a friend or relative.
8 of
8 people found this review helpful
The trip included a
cruise
Nationwide Mutual Insurance
Essential
I didn't need it, but I was glad I had it. If you are going on a trip, buy this coverage. Don't put it off, so that you are able to get a pre-existing conditions waiver.
WILLIAM W. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Thankfully did not have to use insurance.
Margaret M. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
I had a damaged large spinner suitcase when I arrived at my home airport. The pull handle was completely broken off meaning I will have to buy a new one. I considered filing a claim but when I read the policy, I realized it would not be worth my while because articles are not covered during actual processing/handling. Well, then basically the luggage isn't covered during the trip at all.
Lupe A. would
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Excellent service. Had to cancel a cruise due
to critical illness of a parent. Received a check in a timely manner without any hassle.
to critical illness of a parent. Received a check in a timely manner without any hassle.
Dean C. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Happy with the options provided and the cost was reasonable which is most important.
Debra H. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Thank God that we didn't need your services, but it was assuring to know that we were protected and the price was very reasonable. We will use this service in the future.
Robert H. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Luckily we did not need to use the Nationwide Essential plan, but we were glad to know we had it just in case.
Donna R. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
I did not need to use the Nationwide Mutual insurance, but it always gives me a sense of comfort. It usually costs less than the insurance offered by the tour/cruise operator, and I can pick the options that I feel I might need in the event of an emergency.
Cynthia K. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
It's so stressful to book a cruise so far in advance, not knowing what could happen such as illness, weather problems, etc. What peace of mind the Nationwide Mutual Insurance Essential plan gave me. It was affordable and the people in your company were so helpful in helping me choose just the right plan for our family. Thanks.
Maco F. would
recommend this plan to a friend or relative.
"The Company will reimburse You up to the Maximum Benefit shown on the Confirmation of Coverage, if You sustain Loss, theft or damage to baggage and personal effects during the Trip, provided You have taken all reasonable measures to protect, save and/or recover the property at all times. The baggage and personal effects must be owned by and accompany You during the Trip. The police or other authority must be notified within twenty-four (24) hours in the event of theft."
"If Your property covered under this Certificate is lost, stolen or damaged, You must:
(a) notify the Company, or its authorized representative as soon as possible;
(b) take immediate steps to protect, save and/or recover the covered property:
(c) give immediate notice to the carrier or bailee who is or may be liable for the Loss or damage;
(d) notify the police or other authority in the case of robbery or theft within twenty-four (24) hours."
We understand that you were unable to secure documentation from the airline and will not be filing a claim against the policy, but if you have any additional questions or concerns, please call us at 800-487-4722.