Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
Nationwide Mutual Insurance
Essential
Fortunately we did not need to file claims. Thank you for checking in with me prior to the flight and a follow up after the flight.
Nancy H. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
We made one trip without trip insurance and it ended up costing us thousands of $. It is worth the peace of mind to have this insurance when you are going on an expensive, pre-paid, non-refundable vacation.
Jerry D. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Love the coverage and the price -- and most importantly, the peace of mind. Thank you.
David C. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
It is great to have peace of mind to go away without additional worries. And knowing that you're covered if something unusual happens is one of them.
Frank S. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
The cost was reasonable for peace of mind.
Joyce B. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
I think the coverage was very good for the price. The only complaint I have is that, once you send in the payment, you would expect them to send you a policy of some type, written or electronic. Never heard anything. Finally printed out the sheets with the coverage info. Glad I didn't need to file a claim. Doubt that I had anything all that legal with me.
Patrick M. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
How good is Nationwide? For me, it's excellent. While pressing the right buttons on the website and selecting a company and policy that fits you is important, filing a claim is what really counts. My wife and I are retired and take three to four big trips annually and always get insurance. In the summer of 2014, we planned a ten day trip to Maui and a Caribbean cruise for the fall. We then lived everyone's nightmare. On Sept 18th of 2014, our 38 year old daughter, who is a single parent that lives near us, was diagnosed with breast cancer. We knew all trips were off and our role as a parent and grandparent was greatly expanded. We were concerned with filing two claims and getting reimbursed. I filled out the paperwork with the doctors statement, visa statement, airline statements and turned in the first claim. It's important when filing a claim to think of the person who will handle it for Nationwide. Unfortunately, there are dishonest people out there who will try to commit insurance fraud. Thus I knew I needed to be complete. A week later I submitted the second claim. I was told it would take 2-3 weeks for the claim. At three weeks I sent Nationwide an email. Then ended up taking almost four weeks for the check. The reason was that both claims were combined. That was logical. Bottom line - I received checks for all my losses. Not having to fight with an insurance company was great, I don't know if I would have had the energy.
James C. would
recommend this plan to a friend or relative.
8 of
8 people found this review helpful
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
I did not have to make a claim but the price was right and I was satisfied.
Lisa B. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Very reasonable price for the substantial coverage provided. Appears to be one of the best travel insurance values around. Includes excellent (secondary) emergency medical coverage and medical evacuation. Unfortunately, I had a NON-emergency medical visit at a local U.S. Virgin Islands clinic which did not accept my regular medical insurance (the "primary" insurance under this policy) so I had to pay $321 out-of-pocket.
WILLIAM W. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Love using InsureMyTrip! They offer the most affordable plans and provide the same coverages as any other trip insurance and maybe even more!
Natasha M. would
recommend this plan to a friend or relative.
InsureMyTrip emails a Confirmation of Coverage which is your Nationwide policy. Based on your review, it appears that you printed the confirmation email and took it with you on the trip. The confirmation email is exactly what you needed to bring since it has the policy number and provider contact information along with an attached copy of the Nationwide Certificate of Insurance.