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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,773
ratings and reviews
96%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
It's easy to be satisfied when you don't have to file a claim. Nevertheless, I felt the price for the Nationwide Essential plan was reasonable for the coverage provided.
Deborah H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
My disappointment stemmed from the fact that there was such a cost difference due to age with no concern for my health. Oh well, this getting older means getting discriminated on a whole new level. Your Nationwide Mutual Essential coverage was fine.
Jane A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
We had no problems during our trip. Nice to have insurance incase we needed it.
John S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Our trip was interrupted due to the tragic death of our 31 year-old son. The filing of the claim was fraught with delays and repeated requests for information already submitted. The initial reimbursement offered was not consistent with our loss of prepaid expenses and we filed an appeal. The initial appeal was denied, but finally after engaging an advocate from InsureMyTrip and submitting an appeal directly to Nationwide (not their claims processing contractor), we received appropriate reimbursement. To make matters worse, in the face of our tragedy, the representative from the claims processing made repeated insensitive comments in reference to our son’s death. It did not need to be this difficult; we would never buy travel insurance from Nationwide again.
Carolyn L. would not recommend this plan to a friend or relative.
8 of 8 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Zac
    Photo
    Thank you for your feedback on the policy. We are sorry for your loss. Thank you for allowing us to advocate on your behalf.
    Dec 17,2015
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
No claims needed to be filed so it's hard to judge what a response to a claim would have been.
Joseph K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Unfortunately, I was forced to file a claim for travel delay caused by my airline, resulting in the loss of the first day of vacation in Barbados. The claim was handled promptly and with no hassle for the full amount of my loss. I will be using this again and would not hesitate to recommend it to anyone.
Paul L. would recommend this plan to a friend or relative.
6 of 6 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Every insurance we buy with hope to never use it, just in case.
Lazar L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Claim was delayed by "lost" check, but promptly reissued when we got in touch with the representative. Very helpful and all resolved to our satisfaction.
Sanford L. would recommend this plan to a friend or relative.
4 of 4 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Travel plans went well, no problems.
Walter P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
The Nationwide Mutual Insurance Essential coverage and price seemed fine. I did not need to file a claim, so I don't know how well they are with that.
Gary M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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