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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,795
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Essential
It was great coverage for the money. Fortunately we did not have to use it. I can't comment on the claims and payment method since we have never had a claim.
Emily M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Some of the other travel plans I researched had bells and whistle coverages I did not need and increased the price substantially. This was a good product with the exact coverage I required.
Carol K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
It's always nice to know that you have the coverage you need and don't have to use it.
Keith B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Unfortunately my husband died in an accident while on the vacation and I filed a claim for services to handle transportation of his remains. The funeral director in San Juan has been dealing with insurance for me and said he had worked with this company before and it was satisfactory. My husbands remains are not home yet so I do not know if everything went as planned. If they do and all is covered as I have been told I am very well pleased and certainly glad I purchased the insurance.
Marie O. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Zac
    Photo
    Thank you for your feedback on the policy. We are very sorry for your loss. In speaking with the claims administrator, we received confirmation that the claim was paid.
    Feb 12,2016
Nationwide Mutual Insurance Essential
I didn't have to use it, but it was good knowing it was there.
Theotis C. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Fortunately we didn't need to use our policy while in Belize.
Shahla D. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Didn't use the plan, but always good to have for an expensive vacation.
katherine h. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
My trip went smoothly and although I did not have to file a claim, it gave me piece of mind to know I would be covered in the event of a problem.
Ronald L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Never had to file a claim, thankfully. For the price of the policy, it is definitely worth the peace of mind.
Teresa F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
I wish I could have gotten coverage for pre-existing conditions even though I could not purchase soon enough after making a deposit on my trip. But I doubt that any insurer would have offered me that coverage as it seems to be a common requirement.
Laura G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    We appreciate your taking the time to comment on your purchase. In order to have purchased this plan to include coverage for preexisting medical conditions, you would have had to purchase the Essential plan within 10 days of your Initial Trip Payment. Even if you had not made all your travel purchases for the entire trip, you could still have purchased the Essential policy for those travel expenses that you had booked to date. Then, as you booked the additional accommodations, you can call InsureMyTrip to add them to the policy. We would have quoted you the additional premium, if applicable, then asked you to confirm with an email. Always remember that you can call InsureMyTrip in the future for competitive quotes and recommendations.
    Jan 15,2016
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