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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,773
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
tour
Nationwide Mutual Insurance Essential
Enjoyed the ease with which I was able to purchase the coverage I needed.
Rory P. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
I recommend to everyone who suffers from pre-existing medical conditions to insure their trip, with Nationwide or other insurance providers that offer a pre-existing medical condition waiver. The unpredictability of a medical emergency is what prompted me to get the insurance. I'm grateful I did not have to use it, but had peace of mind knowing that I could if I had to.
Ita M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
It was so comforting to know our money wouldn't have been lost if something had happened! Thank you!
Berry D. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
When booking a trip to Bermuda for my family months in advance, I had the opportunity to get a 40% reduced rate for a very expensive hotel with the conditions that it be prepaid and nonrefundable (for any reason) and of course the air travel was nonrefundable. I have an elderly father and was concerned about his health and the possibility of my family having to cancel our trip should anything happen. A friend suggested we purchase travel insurance through InsureMyTrip and it gave us the piece of mind we needed to proceed with the booking. The fee for Nationwide was 3% of the total cost of the air and hotel combined. WHAT A DEAL!! Luckily, we didn't have to use the insurance but we will certainly use InsureMyTrip for all vacations in the future.
E. D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
It provided peace of mind for possible unforeseen circumstances.
Carolyn H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Very excellent customer service representative helped us identify and pick the plan with all the coverages we needed. Good Work!
Michael S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
It was easy to sign up for, and a reasonable price. It was clear what I was getting coverage for.
Susan G. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
My luggage was delayed by 24 hours upon my return. No coverage for this unless I had bought items to replace things. Not happy about this.
Dominique R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    We can appreciate your comments. However, Baggage Delay coverage is available when your luggage is delayed on your outward journey. Reimbursement is available up to the specified limit if you purchase necessary personal effects while you wait for your bags to arrive. It is not a benefit that applies when you are returning home and or if you do not provide receipts for the articles you purchased.
    Feb 11,2016
The trip included a
tour
Nationwide Mutual Insurance Essential
I bought insurance because my tour company required it. I chose this plan because I wanted a pre-existing condition coverage. I used it only to claim for late baggage. My claim was covered promptly.
Susan R. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I fell and broke my ankle on the second day of my trip to Norway. I was treated by medical personnel both on the cruise ship and at a local hospital. I submitted the bills and had a reply from them within five days that most of my claimed expenses would be covered. I was impressed with the company's prompt responsiveness.
Nancy M. would recommend this plan to a friend or relative.
5 of 5 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
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