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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,795
ratings and reviews
96%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
Very excellent customer service representative helped us identify and pick the plan with all the coverages we needed. Good Work!
Michael S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
It was easy to sign up for, and a reasonable price. It was clear what I was getting coverage for.
Susan G. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
My luggage was delayed by 24 hours upon my return. No coverage for this unless I had bought items to replace things. Not happy about this.
Dominique R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    We can appreciate your comments. However, Baggage Delay coverage is available when your luggage is delayed on your outward journey. Reimbursement is available up to the specified limit if you purchase necessary personal effects while you wait for your bags to arrive. It is not a benefit that applies when you are returning home and or if you do not provide receipts for the articles you purchased.
    Feb 11,2016
The trip included a
tour
Nationwide Mutual Insurance Essential
I bought insurance because my tour company required it. I chose this plan because I wanted a pre-existing condition coverage. I used it only to claim for late baggage. My claim was covered promptly.
Susan R. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I fell and broke my ankle on the second day of my trip to Norway. I was treated by medical personnel both on the cruise ship and at a local hospital. I submitted the bills and had a reply from them within five days that most of my claimed expenses would be covered. I was impressed with the company's prompt responsiveness.
Nancy M. would recommend this plan to a friend or relative.
5 of 5 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
It was nice to have a reasonably priced policy to cover those what if worries.
James W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Good coverage for a reasonable price. It was easy to sign up and customer service helped me make a change very easily.
Leon K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Good plan. Exact coverage needed. Glad I had it when piece of luggage went missing (turned up next day). Highly recommend.
James N. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
We always use this company and are very satisfied with all that is offered!
sherri h. would recommend this plan to a friend or relative.
1 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Fortunately, we had no need for the insurance, but having elderly parents, we felt confident that in the event of problems at home we would be covered.
Dale T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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