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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,795
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Essential
We are so glad we did not need to use the plan. However, you never know when an accident or illness or situation in the world can threaten your vacation. We needed the peace of mind that the insurance provided. It was worth the price (which was very reasonable).
Ruth H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Would never travel on a cruise without this insurance. You never know when a family emergency will pop up and you might have to cancel your plans especially when those travel plans are nonrefundable. Also, it is good to have the additional protection in case of an accident while you are traveling ... it really gives peace of mind and assurance.
Joyce B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
I was a bit leery to purchase this plan as it was so cheap. It had great reviews, but no one mentioned actually filing a claim, just that they felt secure knowing they had coverage. We were delayed returning due to Hurricane Sandy. Filing the claim was simple (make sure u have excellent documentation) and 10 days later I received a check.
Jon M. would recommend this plan to a friend or relative.
7 of 9 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Fortunately we didn't need to use the plan, but it was peace of mind having it. We get it on all of our cruises, needed it once and were very fortunate to have it. Looking all of the plans available, this one fits our needs (benefits/cost).
James W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
They had very reasonable rates.
Debbie C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Fortunately I did not have the need to make a claim. What was important is that I felt I had the protection I needed if there was a need.
Ann F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
It was a much better rate than the travel agent offered. Glad we did not have to use it!!
Michael Z. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I would advise them to review the plan to determine if they feel comfortable enough to absorb the cost of the trip if some problem caused them to miss their trip date or fail to make the trip at all, then purchase or not. I feel the cost is pricey for a very low risk adventure.
Benjamin N. would not recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Debra
    IMT
    Photo
    There are factors that go into the premium. Trip cost, Duration of trip and age of travelers.
    Nov 19,2012
The trip included a
tour
Nationwide Mutual Insurance Essential
Didn't have to use the insurance but had piece of mind having it, especially since Hurricane Sandy hit the day after we left Jamaica!
Tracy S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
This time I didn't have any problems but last time my luggage got damaged and the insurance helped a lot and was very easy to claim and fast service. I recommend!
Anne M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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