Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Insurance is a must to have as a back up plan in case we were exposed to COVID
Jennifer M. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
I was robbed in Mexico by the police and my flight was delayed. Since the police were the perpetrators, I did not get a police report. After opening a claim, Nationwide took a week to respond asking for receipts/information about the trip delay but no mention of the coverage for loss of personal effects. I emailed them back asking if an exception could be made regarding the requirement for a police report for theft. No response nearly a week later. Terrible and nonexistent customer service. I ended up having to file a claim under my renter's insurance policy with Travelers Insurance (they handled the situation quickly and efficiently). Very dissatisfied with Nationwide and won't be using them again.
David C. would not
recommend this plan to a friend or relative.
6 of
7 people found this review helpful
Nationwide Mutual Insurance
Essential
Reputation was assuring and the price allowed for piece of mind. We had a uneventful trip(from an insurance point) and did not have to submit any claims.
Colleen W. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
I was glad to have the assurance that we would be covered in case of an emergency.
MARK G. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Great company and great service. We feel that we are always cover well using them!
John C. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Thankfully I did not need to use this insurance...I am very tech challenged and was able to figure it out. I wish there was a printed copy sent out.I will be using u again in March.Ty!
Diane P. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Thank goodness I didn’t need to file a claim but I felt comfortable knowing it was there in these days
Mark W. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
I can't rate the plan if I didn't need to use it. It would have been nice if it was lower in price...Honestly, I can recommend or not since I didn't have to file a claim.
Margaret L. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Luckily I didn't have to use my plan, but I'm glad it was there. Coverage and cost of the plan for one trip are excellent. Of course, the proof is in the pudding. I will buy Nationwide plans on my upcoming trips and will comment on how easy or hard they were to use if needed. So far, highly recommend and this seems like a better choice than Allianz, for example. More coverage, less cost, better customer contact via email and phone (I did call to see if I could get though).
Carolyn F. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
This trip insurance offered all the coverage I needed to give me piece of mind at a decent price.
Douglas D. would
recommend this plan to a friend or relative.
Thank you for your feedback. We are sorry to learn of the setbacks of your trip.
Unfortunately, due to the on-going concerns pertaining to the pandemic, claims departments industry wide have been experiencing high call and email volume. This causes response time to be delayed longer than usual. However, we are glad to learn that your renter's insurance made you whole for your losses.
From an educational standpoint, it is important to point out that it is a Travel Insurance Industry standard to require baggage loss claims be substantiated by proper documentation. Additionally, the baggage loss coverage on your policy was secondary coverage, meaning that the claim would be paid after any other primary collectible. This may help explain why your renter's insurance was able to act swiftly in paying out your claim.
We have been in contact with the claims department regarding your concerns and they have notified us that they are still awaiting your claims form. If you would like to continue this process please call them at 888-490-7606.